In 2025, the USDA loan cap in Athens, located in Henderson, TX, is $336,500, whereas the limit for FHA on a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on which program in best aligns with your financial condition.
2025 Loan Limits and Downpayment Requirements in Athens, Henderson, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Athens, TX
Lendersa® is committed to connecting you with the best USDA or FHA loans quickly and efficiently. Choose one of three starting strategies to find matching lenders and explore USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture—often known as a USDA rural development loan or USDA mortgage—is accessible solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
We specialize in the home loan industry, so don't expect great deals on books, toys, airline tickets, and charge cards or auto loans. We only offer great deals on home loans. We will not auction the loan as if it were a used car. We promise to treat customers with the respect they deserve.
Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
Check Into Cash is a national leader in short-term credit solutions. We offer everything from Online Payday Loans to Walk-In Bill Pay Services. Check Into Cash surely is Your One Stop Money Shop®.
As a pioneer in the short-term, direct lending industry, Check Into Cash has been providing everyday people with the emergency credit solutions
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
