In 2026, the USDA loan limit for Malakoff in the county of Henderson, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates offered by USDA versus FHA loans today and assess the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA options side by side, helping determine which program in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly offer you the best possible USDA or FHA loan, minimizing hassle. Select one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
