USDA Loan Vs. FHA loan for Allen, TX [ best of 2023]

In 2025, USDA loan limit in Allen, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Allen, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(401) 286-6034 1513 miles Lender's profile and map Reviews Accutrust Mortgage Inc 1107 Pleasant Street, Fall River, MA, 02723 Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
(508) 678-2851 1513 miles Lender's profile and map Reviews Somerset Federal Credit Union 740 County Street, Somerset, MA, 02726 Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
(508) 820-4000 1513 miles Lender's profile and map Reviews MutualOne Bank 49 Main Street, Natick, MA, 01760 Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
(508) 975-4367 1513 miles Lender's profile and map Reviews QS Private Lending 83 Speen St, Natick, MA, 01760 QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
707-543-1588 1514 miles Lender's profile and map Reviews ARC Capital 14 Healdsburg Ave Ste C, Healdsburg, CA, 95448 With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender. Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing.
(508) 679-0197 1514 miles Lender's profile and map Reviews Westport Federal Credit Union 655 State Road, Westport, MA, 02790 In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
(508) 543-5321 1514 miles Lender's profile and map Reviews Foxboro Federal Savings 1 Central St, Foxboro, MA, 02035 Foxboro Federal Savings is a community based, FDIC insured, financial institution with offices in Foxboro, Norfolk and Plainville, Massachusetts. Mutually chartered, highly capitalized and strongly rated, Foxboro Federal has two core business segments. Foxboro Federal offers a full range of personal and business savings, checking.
(978) 272-2088 1514 miles Lender's profile and map Reviews Nextgen Mortgage, Inc 20 Trafalgar Square, Suite 626, Nashua, NH, 03063 Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
(774) 888-6100 1515 miles Lender's profile and map Reviews Bank 5 79 North Main Street, Fall River, MA, 02720 BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
(617) 921-2153 1515 miles Lender's profile and map Reviews Best Rate Mortgage LLC 28 Broadway Street, Westford, MA, 01886 Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
(530) 945-8884 1515 miles Lender's profile and map Reviews Vista Home Loans 3637 Eureka Way, Redding, CA, 96001 Vista Home Loans to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
(530) 949-4107 1515 miles Lender's profile and map Reviews TIM RILEY & ASSOCIATES 1636 East Street, Redding, CA, 96001 Through integrity, effective client solutions, transparency in fees and responsibilities, accountability, and cutting edge technology and knowledge, we assist in taking action that allows our clients to retire with dignity, provide for our children’s education and family legacy, and to manage risk of catastrophic financial loss.