USDA Loan Vs. FHA loan pro & con Lucas, Collin County, TX

In 2025, the USDA loan cap in Lucas, Collin county, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.

Harness the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.

Options for USDA and FHA Loans in Lucas, TX

Lendersa® aims to efficiently secure the finest USDA or FHA loan for you hassle-free. Begin with one of three starting paths to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(406) 839-9222 Lender's profile and map Reviews Aspen Financial 520 Wicks Lane, Suite 10, Billings, MT, 59105 Aspen Financial, Inc in Billings, MT opened for business in 2007 and is a locally owned and operated business with a combined 20 years of experience. Our mission is to provide hassle-free emergency lending, debt consolidation, personal loans and auto loans.and also We’ve seen people struggle with expenses resulting from unfortunate emergencies and
(954) 345-5797 Lender's profile and map Reviews Bridgeport Capital Services Inc 5541 N. University Drive, Suite 101, Coral Springs, FL, 33076 Bridgeport Capital Services wants to be your factoring company, a goal our account executives support by standing ready to serve you at a moment’s notice. From providing immediate cash for payroll funding and business growth, to monitoring your accounts receivable to keep them current and flowing.
(954) 410-8444 Lender's profile and map Reviews Capital Group Funding 11263 NW 51st St, Coral Springs, FL, 33076 On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
(954) 655-5676 Lender's profile and map Reviews Elite Lending Solutions Incorporated 5850 Coral Ridge Drive, Pompano Beach, FL, 33076 At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(954) 415-4080 Lender's profile and map Reviews AAA Financial Corporation 8811 S Miralago Way, Parkland, FL, 33076 AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
(631)236-3370 Lender's profile and map Reviews Jet Direct Mortgage 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076 At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(989) 354-4698 Lender's profile and map Reviews HPC Credit Union 1234 W Chisholm Street, Alpena, MI, 49707 At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
(989) 739-1401 Lender's profile and map Reviews Northland Area Federal Credit Union 1161 N. Bagley St., Alpena, MI, 49707 In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
(989) 356-4561 Lender's profile and map Reviews Alpena Community Credit Union 710 W. Miller St., Alpena, MI, 49707 Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
(989) 356-3577 Lender's profile and map Reviews Alpena Alcona Area Credit Union 1100 S Bagley Street, Alpena, MI, 49707 Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
(252) 937-2152 Lender's profile and map Reviews First Carolina Bank 171 North Winstead Avenue, Rocky Mount, NC, 27804 First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.