USDA Vs. FHA Pro and Con comparison in Lavon, Collin County, TX
In 2025, the USDA loan cap in Lavon, Collin, TX is $360,600, whereas the FHA max for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates, identifying the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator also enables you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the right program for your financial predicament in .
2025 Loan Limits and Downpayment Requirements in Lavon, Collin, TX
Type of Loan
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Lavon, TX
At Lendersa® our objective is to secure the best USDA or FHA loan quickly and hassle-free. Choose one of the three paths available to connect with lenders and USDA loans.
The USDA loan, ensured by the Government Department of Agriculture, also called the USDA rural development loan or mortgage, is restricted to rural areas. FHA loans, in contrast, require at least a 3.5% down payment, whereas USDA loans require none.
Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members' needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
Carroll County Trust Company of Carrollton, Missouri
2 South Folger, Carrollton, MO, 64633
Carroll County Trust Company is a small town community bank established in 1919. When the Carroll County Trust Company was formed, the banks of Carrollton were family owned entities. The original Board of Directors and founders of the Carroll County Trust Company were comprised of local farmers and businessmen.
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
Personalized member service
Innovative products & services
Knowledgeable, skilled & empowered employees
Financial strength & stability
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
1322 E San Benito Street, Rio Grande City, TX, 78582
The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
