USDA Vs. FHA your options comparison in Lavon, Collin County, TX
In 2026, the USDA loan cap in Lavon, Collin, TX is $360,600, whereas the FHA max for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates, identifying the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator also enables you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the right program for your financial predicament in .
2026 Loan Limits and Downpayment Requirements in Lavon, Collin, TX
Type of Loan
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Lavon, TX
At Lendersa® our objective is to secure the best USDA or FHA loan quickly and hassle-free. Choose one of the three paths available to connect with lenders and USDA loans.
The USDA loan, ensured by the Government Department of Agriculture, also called the USDA rural development loan or mortgage, is restricted to rural areas. FHA loans, in contrast, require at least a 3.5% down payment, whereas USDA loans require none.
23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
"Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on.
Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
