USDA Vs. FHA your options comparison in Ferris, Ellis County, TX
In the year 2026, the USDA loan limit in Ferris, located in Ellis county, within the state of TX, is set at $360,600. Meanwhile, for a single-family home, the FHA limit is determined to be $531,300.
Make use of the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. This tool helps in assessing the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan is the most suitable for your personal financial needs in the state of .
2026 Loan Limits and Down Payment Criteria in Ferris, County of Ellis, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ferris, TX
The mission of Lendersa® is to secure for you the most favorable USDA or FHA loan swiftly and with minimal hassle. Choose from one of three starting points to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage has no down payment requirement.
Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
Lends in Texas
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
1801 North Hampton Road, Suite 415, Desoto, TX, 75115
Lends in Texas
LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
Faith Cooperative Federal Credit Union (FCFCU). We hope that this website is user friendly and informative. There is a lot more to FCFCU than what you will see on these pages but we hope this will give you a thorough introduction to the credit union so that once you leave you will know that “Serving Our Community.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
Lends in Texas
ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
