USDA and FHA Pro and Con in Wilmer, Dallas County, TX
As of 2025, the USDA loan limit for Wilmer in Dallas, TX is $336,500, while for a single-family home, the FHA limit is $531,300.
By using the Lendersa® USDA loan calculator, you can effectively compare today's top USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation needed to qualify. With our advanced tool, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping determine the best financial program for your needs in .
Loan Limits and Downpayment Requirements for 2025 in Wilmer, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wilmer, TX
At Lendersa®, our focus is to connect you with the best possible USDA or FHA loan as quickly as possible, without the hassle. You can choose from three different starting points that guide you to lenders offering USDA loan programs.
A USDA home loan is a government-backed loan supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not require any down payment.
2921 Community College Avenue, Cleveland, OH, 44115
The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.
About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.
Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
