USDA and FHA Pro and Con in Frisco, Collin County, TX
In 2025, USDA loan limit in Frisco, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Frisco, county of Collin, TX
Loan Type
Loan Limit
Down payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Frisco, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
ACMG Federal Credit Union exists solely to serve the needs of our members by providing them the tools they need to manage their everyday finances and assist them in reaching their financial goals. Think of us as a resource that provides both a safe place to save your money, and a honest place to borrow money.
Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.
Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees
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At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
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With over 20 years of experience in the industry, Ruth Ann has repeatedly been a top producer in the South Santa Barbara County region. She has been training & mentoring Realtors for many years & is currently an Instructor of Real Estate at Santa Barbara City College. Our extensive experience & expertise in the Santa Barbara, Montecito, Hope Ranch.
