USDA Loan Vs. FHA loan for Frisco, TX 2025

In 2025, USDA loan limit in Frisco, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Frisco, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 225-3636 Lender's profile and map Reviews TruService Community FCU 11001 Hermitage Road, Little Rock, AR, 72211 TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
(501) 975-3575 Lender's profile and map Reviews Wonder State Mortgage 650 S. Shackleford, Suite 400, Little Rock, AR, 72211 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(409) 722-1174 Lender's profile and map Reviews Neches Federal Credit Union 676 Magnolia Avenue, Port Neches, TX, 77651 Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
(409) 727-1446 Lender's profile and map Reviews MCT Credit Union 2736 Nall St, Port Neches, TX, 77651 MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
(501) 565-8500 Lender's profile and map Reviews United Arkansas Credit Union 8405 Interstate 30, Little Rock, AR, 72209 Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
(501) 570-2396 Lender's profile and map Reviews Electric Cooperatives Federal Credit Union 1 Cooperative Way, Little Rock, AR, 72209 Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability. Committed to giving back to our communities,
(501) 404-4857 Lender's profile and map Reviews PEOPLE TRUST COMMUNITY LOAN FUND 5300 West 65th Street, Little Rock, AR, 72209 PEOPLE TRUST'S primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
(318) 651-5100 Lender's profile and map Reviews Progressive Bank 1411 N 19th St, Monroe, LA, 71211 At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
(501) 256-7736 Lender's profile and map Reviews Guardian Home Mortgage Corporation 11825 Hinson Road, Suite 104, Little Rock, AR, 72212 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
(210) 673-5610 Lender's profile and map Reviews Air Force Federal Credit Union 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245 AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.