For 2025, the USDA loan limit is set at $360,600 in Frisco, nestled within the county of Collin, TX. Meanwhile, the FHA ceiling for a single-family home is $531,300.
Leverage Lendersa®'s USDA loan calculator to evaluate today's USDA versus FHA premier rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our modern mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Frisco, County of Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Frisco, TX
Lendersa® aims to promptly secure you the best USDA or FHA loan without hassle. Choose one of three initial options that connect you to matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan. It is accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have a zero down payment requirement.
In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger.
Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
A-1 Loan Company We are under new management and eager to get you approved for a Signature Loan with a smile. We are a Signature Loan company that you can trust. We will go above and beyond for you. We will strive to give each and everyone of our customers the personal, courteous and professional service that you deserve
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
