In 2026, the USDA loan limit for The-Colony, within the county of Denton, TX, is $329,300. Meanwhile, the FHA limit for a single-family home stands at $411,700.
Use the Lendersa® USDA loan calculator to assess the best current USDA versus FHA rates. By determining the necessary income, credit, reserves, and documents required to qualify, you can make informed choices. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $329,300 | 0% | |
| FHA | $411,700 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loan without hassle. Choose one of three starting paths to connect with lenders and explore USDA loan options.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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