USDA Loan Vs. FHA loan for Oak-Point, TX [ best of 2023]

In 2025, USDA loan limit in Oak-Point, county of Denton, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Point, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

916-481-3333 1414 miles Lender's profile and map Reviews Money Brokers 2371 El Camino Ave, Sacramento, CA, 95821 The Money Brokers, Inc. has been serving Sacramento and the surrounding communities since 1979. We are equity-based lenders where the amount of equity you have determines how much of a loan we can give you. Credit problems and income verification issues do not deter us. we take your application make the decisions and fund the loans all in house.
(475) 210-5588 1414 miles Lender's profile and map Reviews St. Vincent's Medical Center Federal Credit Union 2800 Main Street, Bridgeport, CT, 06606 St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
(203) 374-6500 1414 miles Lender's profile and map Reviews Bridgeport Police Federal Credit Union 3590 Main Street, Bridgeport, CT, 06606 The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
(631) 360-0004 1414 miles Lender's profile and map Reviews Shea & Sanders Real Estate 222 Main Street East, East Setauket, NY, 11733 Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.
(916) 203-6901 1414 miles Lender's profile and map Reviews William (Will) Call, Insight Mortgage Solutions LLC 9709 Mountain Vista Circle, Elk Grove, CA, 95757 Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
(916) 821-9807 1414 miles Lender's profile and map Reviews Five Diamond Realty 6608 Pallazzo Way, Elk Grove, CA, 95757 Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
(208) 245-4231 1414 miles Lender's profile and map Reviews St. Joe Valley Credit Union 129 S 9th Street, Saint Maries, ID, 83861 This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
(916) 802-9291 1414 miles Lender's profile and map Reviews MTMG 707 Commons Drive, Suite 103, Sacramento, CA, 95825 As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
(916) 794-0777 1414 miles Lender's profile and map Reviews Reliant Lending 2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825 Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
(510) 755-4217 1414 miles Lender's profile and map Reviews Complete Mortgage 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825 Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.