USDA Vs. FHA Pro and Con comparison in Oak-Point, Denton County, TX
In 2025, the USDA loan limit in Oak-Point within Denton county, TX, is $329,300, whereas the FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. This will help you assess the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Oak-Point, Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Oak-Point, TX
The aim of Lendersa® is to secure you the optimal USDA or FHA loan quickly without any hassle. Choose one of three starting points to align with matching lenders and USDA loan programs.
A USDA home loan, insured by the government's Department of Agriculture and also dubbed a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
1414 Enclave Parkway, Suite 250, Houston, TX, 77077
Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
13111 Westheimer Road, Suite 210, Houston, TX, 77077
GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
"Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
*Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members.
We strive to deliver a level of service that exceeds the expectations of our customers.
If you have any questions about our products or services
First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
720 W 26th St, Houston, TX 77008, Houston, TX, 77008
Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
