In 2026, the USDA loan limit for Lake-Dallas in Denton county, TX, is set at $329,300, whereas the FHA limit for a single-family home is $411,700.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit thresholds, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA to help you decide which option in best suits your financial needs.
Loan Limits and Down Payment in Lake-Dallas, Denton, TX for 2026
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lake-Dallas, TX
Lendersa® focuses on swiftly securing the best USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423
Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
13701 Riverside Drive, Suite 417, Sherman Oaks, CA, 91423
"Multi Zone Realty, Inc. specialized experience in providing financing for a full range of investment property types. Our goal is to secure the most competitive financing in both loan terms and loan proceeds for our clients. We are able to accomplish this by: ◾Tapping into our nationwide network of agents."
We offer the wisdom, skill level, and technological advantages of a large company, coupled with a small-company environment where we strive to achieve a rewarding experience on an individual and tailored way.Our main focus is on integrity and high ethical standards, as we commit to excellence with each of our clients.
14250 Ventura Boulevard, 2nd Floor, Sherman Oaks, CA, 91423
Simco Pacific is run and owned by Mr. Babak Siminou. Mr. Siminou first opened his loan business back in 1986 with high hopes of a successful future. He left his previous partnered-company, Schaefer Financial, to open a mortgage company of his own. He has done many loans, some large some small, but he always provides his customers.
13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
"ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs. Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
