USDA Vs. FHA your options comparison in Lake-Dallas, Denton County, TX
In 2026, the USDA loan limit for Lake-Dallas in Denton county, TX, is set at $329,300, whereas the FHA limit for a single-family home is $411,700.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit thresholds, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA to help you decide which option in best suits your financial needs.
Loan Limits and Down Payment in Lake-Dallas, Denton, TX for 2026
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lake-Dallas, TX
Lendersa® focuses on swiftly securing the best USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
Lends in Texas
At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
2340 Justin Rd, Suite 206, Highland Village, TX, 75077
Lends in Texas
At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
Lends in Texas
King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect
Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
