In 2026, the USDA loan limit for Lake-Dallas in Denton county, TX, is set at $329,300, whereas the FHA limit for a single-family home is $411,700.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit thresholds, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA to help you decide which option in best suits your financial needs.
Loan Limits and Down Payment in Lake-Dallas, Denton, TX for 2026
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lake-Dallas, TX
Lendersa® focuses on swiftly securing the best USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
1211 Coast Village Rd, Suite 12, Montecito, CA, 93108
Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
Parke Bank is a full service commercial bank, with an emphasis on providing personal and business financial services to businesses and individuals primarily in Philadelphia and surrounding counties and Southern New Jersey. Parke Bank’s deposits are insured up to the maximum legal amount by the Federal Deposit Insurance Corporation (FDIC).
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
Second Federal Savings & Loan Association of Philadelphia
1727 Chestnut Street, Philadelphia, PA, 19103
Second Federal Savings and Loan Association of Philadelphia has been offering superior service since 1924. When working with our clients, we listen to and understand their needs and goals. We know what’s important to them, and work together to provide the financial products they need
HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
1626 Locust Street, Suite 404, Philadelphia, PA, 19103
We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
