USDA VS FHA in Sanger, Denton County, TX

For 2025, the USDA loan cap in Sanger, located in Denton county, TX is $360,600. In contrast, the FHA limit for single-family homes is $531,300.

Utilize the Lendersa® USDA loan calculator to review the best USDA versus FHA rates today, and assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you see the USDA, FHA, Conforming, and VA options side by side, aiding your decision on the ideal program in for your specific financial scenario.

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2025 Loan Limits and Down Payment Requirements in Sanger, Denton County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sanger, TX

Lendersa® is committed to swiftly securing the top USDA or FHA loan for you, with minimal hassle. Start with one of three initial points that link you to lenders and USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peoples Bank
  • 265 Old Springfield Road, Lebanon, KY, 40033
  • Peoples Bank is a Kentucky owned community bank founded in 1910. The world has changed a lot since then. One thing that hasn’t changed is the importance of good old fashioned personalized attention. Banking is still a people business that involves relationships, trust and dependability. Our experienced bankers will be happy to assist you with your
  • The Citizens National Bank of Lebanon
  • 149 West Main Street, Lebanon, KY, 40033
  • Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.
  • The Farmers National Bank of Lebanon
  • 136 W Main St, Lebanon, KY, 40033
  • At Farmers National Bank, we offer hometown banking the way it should be - people you know & trust, who go out of their way to recognize and appreciate you from the minute you walk through our doors. Come visit us and you'll see why we say there's no other bank in this area that has a stronger tradition of service to the local community than we do.
  • Kentucky Mortgage Group LLC
  • 714 Lyndon Lane, Suite 11, Louisville, KY, 40222
  • Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
  • A-1 Mortgage, LLC
  • 7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
  • Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position
  • Surepoint Equity
  • 8001 Lyndon Centre Way Suite 101, Louisville, KY, 40222
  • SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
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  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
  • ATL Mortgage Brokerage Co
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  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
  • Strategic Mortgage, LLC
  • 1327 Broadway St, Henryville, IN, 47126
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.