USDA and FHA Pro and Con in Krum, Denton County, TX
For the year 2025, the USDA loan limit in Krum, within Denton, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, understanding the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to make side-by-side comparisons of USDA, FHA, Conforming, and VA loans, empowering you to choose the most suitable program for your specific financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Krum, Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Krum, TX
The objective of Lendersa® is to swiftly secure the optimal USDA or FHA loans without any hassle. Choose from three starting points designed to match you with the right lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is uniquely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment, offering a distinct advantage for eligible rural borrowers.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Fig Loans help Americans solve urgent cash needs while building their credit at the same time. We care about getting you funds quickly, and providing the best personal loan experience and also payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate.
Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.
Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.
16754 Southwest Fwy, Suite B, Sugar Land, TX, 77479
Home4U Mortgage We truly understand that the home loan process can be tedious. Don't worry – our mortgage loan advisors carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan
HomeTrust Financing has set the standard for processing home loans with trust, honesty, and integrity. We love helping home buyers achieve “The American Dream.” We believe that building wealth shouldn’t require a perfect credit score and having to put down a significant amount of money. Our mission is to make you a homeowner with financing.
16525 Lexington Blvd, Suite 200, Sugar Land, TX, 77479
Founded on the principles of honesty, integrity, and transparency, Champions Mortgage provides a stress-free mortgage experience for all our clients through dedication, education, and commitment. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
