For the year 2025, the USDA loan limit in Krum, within Denton, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, understanding the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to make side-by-side comparisons of USDA, FHA, Conforming, and VA loans, empowering you to choose the most suitable program for your specific financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Krum, Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Krum, TX
The objective of Lendersa® is to swiftly secure the optimal USDA or FHA loans without any hassle. Choose from three starting points designed to match you with the right lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is uniquely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment, offering a distinct advantage for eligible rural borrowers.
Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.
Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology.
As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance.
My passion is helping people just like you make educated, wise"
Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
19 Missouri Research Park Ct, Saint Charles, MO, 63304
Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
