USDA and FHA Pro and Con in Highlands, Harris County, TX
As of 2025, the USDA loan cap in Highlands, which is in the county of Harris, TX, is $336,500. In comparison, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side to discover the program in that most suits your financial situation.
Details for 2025 Loan Limits and Downpayment Requirements in Highlands, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Highlands, TX
The aim of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you with minimal hassle. Select one of three approaches that connect you with lenders and available USDA loan programs.
The USDA home loan is a type of loan guaranteed by the government's Department of Agriculture, often known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment, providing an easier pathway for buyers in designated rural regions.
First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors
Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
