USDA Vs. FHA Pro and Con comparison in Highlands, Harris County, TX
As of 2025, the USDA loan cap in Highlands, which is in the county of Harris, TX, is $336,500. In comparison, the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side to discover the program in that most suits your financial situation.
Details for 2025 Loan Limits and Downpayment Requirements in Highlands, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Highlands, TX
The aim of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you with minimal hassle. Select one of three approaches that connect you with lenders and available USDA loan programs.
The USDA home loan is a type of loan guaranteed by the government's Department of Agriculture, often known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment, providing an easier pathway for buyers in designated rural regions.
We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
200 University Avenue West, Suite 100, Saint Paul, MN, 55103
At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.
To maximize our return to shareholders, while making sound decisions today
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
