As of 2025, the USDA loan limit for Gilmer, within Upshur, TX, is $336,500, while the FHA limit is set at $472,030 for single-family homes.
With Lendersa®'s USDA loan calculator, you can easily compare the most competitive rates between USDA and FHA, as well as identify the income, credit, reserves, and required documentation for qualification. Our cutting-edge mortgage calculator provides an overview of USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program in Alabama for your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in Gilmer, Upshur, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Gilmer, TX
Our aim at Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from three starting points that align you with lending options and USDA loan programs.
A USDA home loan, assured by the government via the Department of Agriculture—also known as a USDA rural development loan—is exclusively available for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.
John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer
Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.
VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi
South Carolina Army National Guard Federal Credit Union
1225 Bluff Road, Columbia, SC, 29201
Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.
The Columbia Post Office Credit Union is a member owned non-profit financial institution chartered on June 7, 1927. employees pooled their savings in order to borrow money at reasonable rates. Today the Credit Union has assets of over 33 million dollars. The Columbia Post Office Credit Union is the second oldest credit union in South Carolina.
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.