In 2026, the USDA loan limit for Longview, located in the county of Gregg, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030. This distinction helps potential homeowners understand their mortgage options.
Leverage the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool assists in determining the required income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, which aids in deciding the best plan for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting options that link you to suitable lenders and available USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and aims to assist those in rural areas. Unlike FHA loans that impose a minimum of 3.5% down payment, the USDA mortgage does not require any down payment, providing significant financial relief for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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