USDA Vs. FHA your options comparison in Longview, Gregg County, TX
In 2026, the USDA loan limit for Longview, located in the county of Gregg, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030. This distinction helps potential homeowners understand their mortgage options.
Leverage the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool assists in determining the required income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, which aids in deciding the best plan for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Longview, County of Gregg, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Longview, TX
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting options that link you to suitable lenders and available USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and aims to assist those in rural areas. Unlike FHA loans that impose a minimum of 3.5% down payment, the USDA mortgage does not require any down payment, providing significant financial relief for eligible borrowers.
Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
We pride ourselves on providing technologically advanced products and competitive pricing
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
