USDA and FHA Pro and Con in Longview, Gregg County, TX

In 2025, the USDA loan limit for Longview, located in the county of Gregg, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030. This distinction helps potential homeowners understand their mortgage options.

Leverage the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool assists in determining the required income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, which aids in deciding the best plan for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Longview, County of Gregg, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Longview, TX

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting options that link you to suitable lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and aims to assist those in rural areas. Unlike FHA loans that impose a minimum of 3.5% down payment, the USDA mortgage does not require any down payment, providing significant financial relief for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
  • Deal Mortgage LLC
  • 9406 Herons Grove Lane, Katy, TX, 77494
  • Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132. The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.
  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
  • Gazettemortgage
  • 21734 Provincial Blvd, Suite 240, Katy, TX, 77494
  • Gazette Mortgage is a premium mortgage brokerage company that has a wide range of mortgage products for every type of home loan clients. We search wide and deep to provide the right solution for our clients and We, at Gazette Mortgage, are able to get you the best rates on all types of loan programs.
  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
  • Lamar Lending
  • 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586
  • Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
  • AM&N College Federal Credit Union
  • 1200 N University Drive, Pine Bluff, AR, 71601
  • Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
  • Carmine State Bank
  • 235 Centennial Street, Carmine, TX, 78932
  • Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.
  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.