USDA and FHA Pro and Con in Kilgore, Gregg County, TX
In 2025, the USDA loan limit in Kilgore, within the county of Gregg, TX, is $336,500, compared to the FHA limit set at $472,030 for a single-family residence.
Use the Lendersa® USDA loan calculator to juxtapose the top USDA vs. FHA rates available today, establishing the income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans alongside each other, helping you choose the optimal program in that meets your specific financial requirements.
2025 Loan Limits and Downpayment Requirements in Kilgore, County of Gregg, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Kilgore, TX
At Lendersa®, our goal is to efficiently secure a USDA or FHA loan for you, minimizing hassle. Choose from one of three starting points to engage with aligned lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture, or otherwise known as a USDA rural development loan, is accessible only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.
Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.
Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
1935 County Road B2 West, Suite 265, Roseville, MN, 55113
First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
