In 2026, the USDA loan limit in Kilgore, within the county of Gregg, TX, is $336,500, compared to the FHA limit set at $472,030 for a single-family residence.
Use the Lendersa® USDA loan calculator to juxtapose the top USDA vs. FHA rates available today, establishing the income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans alongside each other, helping you choose the optimal program in that meets your specific financial requirements.
2026 Loan Limits and Downpayment Requirements in Kilgore, County of Gregg, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Kilgore, TX
At Lendersa®, our goal is to efficiently secure a USDA or FHA loan for you, minimizing hassle. Choose from one of three starting points to engage with aligned lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture, or otherwise known as a USDA rural development loan, is accessible only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.
2929 Arch Street, Suite 500, Philadelphia, PA, 19104
Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
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People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
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488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
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The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
