USDA Vs. FHA your options comparison in Gladewater, Gregg County, TX
In 2025, the USDA loan limit in Gladewater, located in the county of Gregg, TX, amounts to $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of Lendersa®'s USDA loan calculator to assess and compare the most competitive rates between USDA and FHA options available today. Determine the necessary income, credit, reserves, and paperwork required to qualify. Our highly advanced mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA programs. This helps you decide which financial option in suits your needs best.
For 2025, find loan limits and down payment needs in Gladewater, county of Gregg, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Consider USDA and FHA Loan Alternatives in Gladewater, TX
The primary aim of Lendersa® is to quickly and effectively get you the best USDA or FHA loan. Initiate your journey by selecting one of three starting routes that direct you to compatible lenders and USDA loan options suited for you.
A USDA home loan is backed by the Department of Agriculture and is commonly known as a USDA rural development loan or mortgage. It is available exclusively in rural neighborhoods. FHA loans typically require a minimum down payment of 3.5%, whereas USDA loans do not require any down payment at all.
First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.
The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
Mission 1st Mortgage team is committed to providing our clients with the highest quality financial services combined with the lowest mortgage rates available in Alabama. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
The Citizens State Bank is Texas chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Citizens State Bank is located in Anton, Texas, and was founded in 2007. At this location, Citizens State Bank employs approximately 12 people.
On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.
The State Bank of Canton served the Canton community at 112 N Main for 79 years.
