USDA and FHA Pro and Con in Gonzales, Gonzales County, TX
As of 2026, the USDA loan limit for Gonzales, which is in the county of Gonzales, TX, is $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. It helps determine all necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the most suitable loan program in for your financial needs.
2026 Loan Limits and Downpayment Needs in Gonzales, County Gonzales, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Gonzales, TX
Lendersa® is dedicated to helping you secure the optimal USDA or FHA loan quickly and with ease. Start with one of three methods that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is available solely for rural areas. Different from FHA loans, which require a down payment of at least 3.5%, USDA loans have no downpayment requirement, offering a more straightforward path to homeownership in eligible rural neighborhoods.
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
1055 Park View Drive, Suite 355, Covina, CA, 91724
At Ecom Mortgage, Inc., we believe that a strong foundation is key. That's why our loan process has been continuously refined to be as simple and straightforward as possible. Whether you prefer the latest technology and software or good old-fashioned paper-and-pen, we aim to provide personalized service that exceeds our customers expectations.
1338 Center Court Drive, Suite 111, Covina, CA, 91724
Churchgate Mortgage is a premier California-based mortgage company located in Covina, CA. Churchgate Mortgage brings many years of experience to every loan we originate, and we have earned a successful reputation for our extremely client-oriented philosophy. We take pride in providing our customers with excellent service and low rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Pacific Horizon Lending, we pride ourselves on our role in the mortgage industry. As a Full-Service Direct Lender and Mortgage Broker, we operate a team of experienced professionals who know how to handle the complex details involved in mortgage lending. From purchasing to refinancing, we do it all.
908 S Village Oaks Dr, Suite 200, Covina, CA, 91724
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
