USDA and FHA Pro and Con in Yoakum, DeWitt County, TX
During 2025, the USDA loan cap for Yoakum, located in the county of DeWitt, TX, is set at $285,000. For a single-family home, the FHA cap is $356,362.
Lendersa® offers a USDA loan calculator designed for comparing current USDA and FHA rates, allowing borrowers to assess what is needed in terms of income, credit, asset reserves, and documentation for qualification. Our advanced calculator brings USDA, FHA, Conforming, and VA loans into view simultaneously, aiding you in selecting the optimal program suited for your financial circumstances in .
2025 Loan Limitations and Down Payment Requirements for Yoakum, DeWitt, TX
Loan Category
Maximum Allowable Loan
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Yoakum, TX
The primary aim of Lendersa® is to offer you the most advantageous USDA or FHA loan in the quickest and simplest manner possible. Choose among three initial points to seamlessly match with lenders and USDA loan programs.
A USDA home loan signifies a mortgage ensured by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This financing option is applicable solely within rural sectors. While FHA loans mandate a minimum of 3.5% for down payment, USDA mortgages do not require any down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name
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