USDA and FHA Pro and Con in Yoakum, DeWitt County, TX

During 2025, the USDA loan cap for Yoakum, located in the county of DeWitt, TX, is set at $285,000. For a single-family home, the FHA cap is $356,362.

Lendersa® offers a USDA loan calculator designed for comparing current USDA and FHA rates, allowing borrowers to assess what is needed in terms of income, credit, asset reserves, and documentation for qualification. Our advanced calculator brings USDA, FHA, Conforming, and VA loans into view simultaneously, aiding you in selecting the optimal program suited for your financial circumstances in .

Evaluate loan proposals from up to 100 different lenders

2025 Loan Limitations and Down Payment Requirements for Yoakum, DeWitt, TX

Loan Category Maximum Allowable Loan Down Payment Percentage
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Yoakum, TX

The primary aim of Lendersa® is to offer you the most advantageous USDA or FHA loan in the quickest and simplest manner possible. Choose among three initial points to seamlessly match with lenders and USDA loan programs.

Results from Lendersa USDA loan requests

Understanding the USDA Loan in TX

A USDA home loan signifies a mortgage ensured by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This financing option is applicable solely within rural sectors. While FHA loans mandate a minimum of 3.5% for down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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