USDA and FHA Pro and Con in Seguin, Guadalupe County, TX

In 2025, the USDA loan limit for Seguin, in Guadalupe county, TX, is $359,700, while the FHA maximum for a single-family home is $524,400.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, helping to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Seguin, County of Guadalupe, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seguin, TX

Lendersa® aims to get you the best USDA or FHA loan quickly and with ease. Begin with one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

What Is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • ABM Funding
  • 701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
  • At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Simply Home Mortgage
  • 11925 S. 700 E, Draper, UT, 84020
  • We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry. We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.
  • Low Rate Mortgage
  • 11845 S 700 E, Suite 103, Draper, UT, 84020
  • Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future. Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
  • Bridget Morgan Mortgages with Altius Group
  • 11925 S 700 E, Draper, UT, 84020
  • Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
  • The Clawson Group
  • 292 E. 12200 S, Suite 200, Draper, UT, 84020
  • "The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979. The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
  • Infinity Mortgage Company LLC
  • 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.