USDA and FHA Pro and Con in Seguin, Guadalupe County, TX

In 2025, the USDA loan limit for Seguin, in Guadalupe county, TX, is $359,700, while the FHA maximum for a single-family home is $524,400.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, helping to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Seguin, County of Guadalupe, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seguin, TX

Lendersa® aims to get you the best USDA or FHA loan quickly and with ease. Begin with one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

What Is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red Dirt Lending
  • 1220 NW 50th St, Oklahoma City, OK, 73118
  • Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
  • Oklahoma Federal Credit Union
  • 517 NE 36th Street, Oklahoma City, OK, 73105
  • Oklahoma FCU is a financial institution that was founded with the mission: not for profit, not for charity, but for service. The credit union began as Safeway Oklahoma City Federal Employees Credit Union in March of 1951. In 1981, the Board of Directors decided the needed a new location & in 1982, the credit union was moved to its current branch.
  • Credit Union One of Oklahoma
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  • Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a
  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
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  • Rock Island Credit Union
  • 320 S Rock Island Avenue, El Reno, OK, 73036
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  • Correctional Workers Federal Credit Union
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  • The mission of Correctional Workers Federal Credit Union is to provide its members with professional, competent financial services. The Credit Union is committed to providing the best possible rates and servicing of the member owners while continuing to build a strong capital base. We will work together to help our members attain financial security
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  • Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
  • Department of Public Safety Federal Credit Union
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  • American Thrift & Finance Plan llc
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  • American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.