USDA VS FHA in Seguin, Guadalupe County, TX

In 2026, the USDA loan limit for Seguin, in Guadalupe county, TX, is $359,700, while the FHA maximum for a single-family home is $524,400.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, helping to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Seguin, County of Guadalupe, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seguin, TX

Lendersa® aims to get you the best USDA or FHA loan quickly and with ease. Begin with one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

What Is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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