USDA VS FHA in Seguin, Guadalupe County, TX

In 2025, USDA loan limit in Seguin, county of Guadalupe, TX is $359,700 while FHA limit is $524,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Seguin, county of Guadalupe, TX

Loan Type Loan Limit Down payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Seguin, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Denton
  • 510 Main, Denton, KS, 66017
  • The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
  • NRS Community Development Federal Credit Union
  • 7400 London Ave, Birmingham, AL, 35206
  • Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.
  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
  • VeteransLoans.com
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  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
  • Veterans United Home Loans of Hampton Roads
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
  • Lotus Lending Group, LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.