USDA VS FHA in Seguin, Guadalupe County, TX

In 2026, the USDA loan limit for Seguin, in Guadalupe county, TX, is $359,700, while the FHA maximum for a single-family home is $524,400.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, helping to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Seguin, County of Guadalupe, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seguin, TX

Lendersa® aims to get you the best USDA or FHA loan quickly and with ease. Begin with one of three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

What Is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.

  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.

  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.

  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.

  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN
    Our Loan Originators are seasoned professionals and highly ranked in our field.
    We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."

  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.

  • Fortitude Real Estate Loans
  • 949 Eucalytpus Dr El, El Segundo, CA, 90245
  • Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream

  • Aries Loans, Inc.
  • 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
  • At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.

  • SRE Mortgage Alliance Inc.
  • 2245 Campus Drive, El Segundo, CA, 90245
  • SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.