USDA Vs. FHA your options comparison in Lockhart, Caldwell County, TX
In 2025, the USDA loan limit within Lockhart, located in Caldwell county, TX, is $386,400; meanwhile, the FHA limit for a single-family home is $571,550.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It helps determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, aiding you in choosing the ideal program in suited for your financial situation.
2025 Loan Limits and Downpayment Requirements in Lockhart, Caldwell, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Lockhart, TX
The mission of Lendersa® is to connect you with the best possible USDA or FHA loans promptly and with ease. Begin by choosing one of three starting points to find matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Contrary to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
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Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.
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