USDA Vs. FHA Pro and Con comparison in Lockhart, Caldwell County, TX
In 2025, USDA loan limit in Lockhart, county of Caldwell, TX is $386,400 while FHA limit is $571,550 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lockhart, county of Caldwell, TX
Loan Type
Loan Limit
Down payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lockhart, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
Once upon a time, in 1938, a small group of local people created a new financial institution, Bellco Telephone Federal Credit Union, was born. Since establishment, we have removed “Telephone” from our name, but have added many easy-to-use financial products & services. We exist to serve the people & small businesses of Berks County, Pennsylvania.
In July 2006, a group of local business people started this bank to serve the needs of people in our community. The bank started in an old gas station in Lewes but soon opened a new headquarters building on RT 1 in Lewes. In 2007, a Rehoboth location on RT 1 opened. Today the bank has grown to over $250 million in assets and serves clients
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
operated family business specializing in residential and commercial real estate lending.
We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
