USDA Vs. FHA your options comparison in Granbury, Hood County, TX

As of 2026, the USDA loan limit in Granbury, county of Hood, TX is $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare today's leading USDA and FHA rates. This helps determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you explore USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial requirements.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Granbury, County of Hood, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Granbury, TX

Lendersa® strives to help you secure the best USDA or FHA loan quickly and with ease. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is available in rural neighborhoods only. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Beacon Lending And Realty, Inc
  • 21 Foxcrest, Irvine, CA, 92620
  • Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.

  • BlackMarket Mortgage
  • 14271 Jeffrey Road, Suite 316, Irvine, CA, 92620
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Red Hot Properties
  • 4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
  • Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.

  • Oak Creek Funding Inc
  • 27 Delamesa East, Suite 200, Irvine, CA, 92620
  • Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers

  • First American Financial Group Inc.
  • 16 Laurelwood, Irvine, CA, 92620
  • Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.

  • Synergy Lending Inc
  • 780 Roosevelt, Suite 207, Irvine, CA, 92620
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Customer service is very important to all of us. As we continue to improve and expand our services we recognize our customers' need and desire to preserve their privacy and confidentiality.

  • Tiger Loans, Inc.
  • 780 Roosevelt, Suite 120, Irvine, CA, 92620
  • Tiger Loans, Inc. is a direct home mortgage lender currently licensed in California, Florida, Georgia, Idaho, Illinois, Maryland, Texas, and Washington and a mortgage broker licensed in Massechusetts (MB1169300) and Virginia. We offer competitive rates and closing cost on conventional fixed

  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Ross Home Loans
  • 960 W.41St Street, Suite 212, Miami Beach, FL, 33140
  • Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.

  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!