USDA and FHA Pro and Con in Annetta, Parker County, TX

In 2025, the USDA loan cap in Annetta, located in Parker county, TX, is set at $360,600, while the FHA limit for a single-family home is $531,300.

Leverage Lendersa®'s USDA loan calculator to contrast today's leading USDA and FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in your decision about the optimal program for your financial circumstances in Alabama.

Examine loan offers from a broad selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Annetta, Parker, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Annetta, TX

The aim at Lendersa® is to swiftly provide the best possible USDA or FHA loan solutions, free from complications. Choose from one of three initial paths to find matching lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

Explaining USDA Loans in TX

A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
  • People Driven Credit Union
  • 24333 Lahser Road, Southfield, MI, 48033
  • People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
  • Credibly
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  • We believe in small businesses and the people who grow them. In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
  • Assur Loans
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  • We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • HighTechLending - Las Vegas
  • 1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
  • We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.
  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
  • CLEAR LENDING GROUP
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  • Finemark National Bank & Trust
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  • At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.