In 2026, the USDA loan cap for DeCordova, located in Hood county, TX, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to decide which program best fits your financial needs in Alabama.
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| Loan Type | Maximum Loan | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal at Lendersa® is to efficiently provide you with the ideal USDA or FHA loan hassle-free. Choose from three initial paths to align with lenders and USDA loan provider programs.
A USDA home loan, backed by the government through the Department of Agriculture—often called a USDA rural development loan or mortgage—is available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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