In 2025, the USDA loan limit in Pecan-Plantation, within Hood, TX, is listed as $316,480, whereas for a single-family home, the FHA loan limit stands at $356,362.
The Lendersa® USDA loan calculator is available for comparing the most favorable USDA and FHA rates today. It helps in identifying the income, credit requirements, reserves, and documentation necessary for qualification. By using our meticulous mortgage calculator, you can view programs such as USDA, FHA, Conforming, and VA side by side, facilitating the decision of which financial plan in best suits your individual situation.
2025 Loan Limits and Down Payment Specifications in Pecan-Plantation, Hood, TX
Loan Type
Loan Limit
Down Payment
USDA
$316,480
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in Pecan-Plantation, TX
The primary aim of Lendersa® is to efficiently secure you the most suitable USDA or FHA loan. You can initiate your journey by choosing from one of three starting points, each focused on connecting you with matching lenders and tailored USDA loan programs.
The USDA home loan is a financial instrument guaranteed by the U.S. Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, exclusively available in rural locales. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment at all.
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger.
Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.
ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
