USDA and FHA Pro and Con in Helotes, Bexar County, TX
In 2026, the USDA loan cap in Helotes, Bexar county, TX is $359,700, while the FHA limit for a single-family home is $524,400.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and identify the income, credit requirements, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the ideal program in for your financial scenario.
2026 Loan Caps and Down Payment in Helotes, Bexar, TX
Loan Category
Loan Cap
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Helotes, TX
Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Begin with one of three entry points to find matched lenders and USDA loan products.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development or mortgage loan, is accessible only in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage loan requires zero down payment.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly
In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.
American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
T&I Credit Union was founded in 1955 by Ford Tractor Employees in Birmingham. In 1987, we relocated to our current location in Clawson. However, our goal of serving our members and communities has always remained the same. We do so by remaining competitive with low interest rates
"Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.
We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.
