USDA Vs. FHA your options comparison in Helotes, Bexar County, TX
In 2025, the USDA loan cap in Helotes, Bexar county, TX is $359,700, while the FHA limit for a single-family home is $524,400.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and identify the income, credit requirements, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the ideal program in for your financial scenario.
2025 Loan Caps and Down Payment in Helotes, Bexar, TX
Loan Category
Loan Cap
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Helotes, TX
Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Begin with one of three entry points to find matched lenders and USDA loan products.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development or mortgage loan, is accessible only in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage loan requires zero down payment.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
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At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.
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High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders.
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