USDA and FHA Pro and Con in Helotes, Bexar County, TX

In 2025, USDA loan limit in Helotes, county of Bexar, TX is $359,700 while FHA limit is $524,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Helotes, county of Bexar, TX

Loan Type Loan Limit Down payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Helotes, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
  • Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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  • As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Jason Brown - Preferred Mortgage Inc.
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  • A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.
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  • CNA Equity Group is a locally owned full-service mortgage brokerage company serving Northern and Central California since 2008. Our boutique firm offers personalized service while remaining more nimble and flexible than big banks. We work with over 30 of the world’s most renowned mortgage platforms which allows our experienced team.
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  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.
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