USDA Vs. FHA your options comparison in Cross-Mountain, Bexar County, TX
In 2025, the USDA loan limit for Cross-Mountain, located in Bexar county, TX, is set at $322,900, whereas the FHA limit for a single-family home is $403,650.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's prime USDA against FHA rates, as well as to discover the income, credit, reserves, and documents required for eligibility. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the program in best suited to your financial needs.
2025 Loan Limits and Downpayment Requirements in Cross-Mountain, Bexar, TX
Type of Loan
Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cross-Mountain, TX
Lendersa® aims to efficiently and smoothy connect you with the best available USDA or FHA loans. Select one of three pathways to find compatible lenders and USDA loan programs that meet your needs.
A USDA home loan, alternatively known as a USDA mortgage or rural development loan, is secured by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment at all.
The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
"Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
We are a full-line financial services provider.
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
First Cahawba Bank provides banking the way it should be. Our number one priority is the hard-working individuals and businesses that are the back bone of our community. Like you, we have watched area banks become part of mega banks. At First Cahawba Bank we make local decisions and offer comprehensive banking services to meet your financial goals.
Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
