In 2026, the USDA loan limit for Cross-Mountain, located in Bexar county, TX, is set at $322,900, whereas the FHA limit for a single-family home is $403,650.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's prime USDA against FHA rates, as well as to discover the income, credit, reserves, and documents required for eligibility. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the program in best suited to your financial needs.
2026 Loan Limits and Downpayment Requirements in Cross-Mountain, Bexar, TX
Type of Loan
Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cross-Mountain, TX
Lendersa® aims to efficiently and smoothy connect you with the best available USDA or FHA loans. Select one of three pathways to find compatible lenders and USDA loan programs that meet your needs.
A USDA home loan, alternatively known as a USDA mortgage or rural development loan, is secured by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment at all.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
Lends in Texas
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Lends in Texas
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
Lends in Texas
South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
Lends in Texas
Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
