USDA Loan Vs. FHA loan pro & con Cross-Mountain, Bexar County, TX

In 2026, the USDA loan limit for Cross-Mountain, located in Bexar county, TX, is set at $322,900, whereas the FHA limit for a single-family home is $403,650.

Utilize Lendersa® USDA loan calculator to evaluate and compare today's prime USDA against FHA rates, as well as to discover the income, credit, reserves, and documents required for eligibility. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the program in best suited to your financial needs.

USDA and FHA Loan Options in Cross-Mountain, TX

Lendersa® aims to efficiently and smoothy connect you with the best available USDA or FHA loans. Select one of three pathways to find compatible lenders and USDA loan programs that meet your needs.

Overview of USDA Loans in TX

A USDA home loan, alternatively known as a USDA mortgage or rural development loan, is secured by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment at all.

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(313) 963-6060 Lender's profile and map Reviews Electrical Workers Local CU 1366 Porter Street, Detroit, MI, 48226 At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
(313) 965-8640 Lender's profile and map Reviews One Detroit Credit Union 630 Howard Street, Detroit, MI, 48226 In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
(313) 305-0582 Lender's profile and map Reviews LVRG Funding 615 Griswold St, Suite 700, Detroit, MI, 48226 The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
(800) 966-8200 Lender's profile and map Reviews Direct Financial 600 Lafayette E, Detroit, MI, 48226 Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
(313) 942-1660 Lender's profile and map Reviews Midtown Home Mortgage LLC 4221 Cass Avenue, Apartment 600, Detroit, MI, 48201 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to ensure each borrower becomes educated on the mortgage process and never feels left in the dark. Midtown Home Mortgage researches the best products on the market to provide our client’s the best deal possible
(248) 479-6400 Lender's profile and map Reviews Great Lakes Lending MI, LLC 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 799-9200 Lender's profile and map Reviews Bernard Financial 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076 Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
(888) 737-9277 Lender's profile and map Reviews ADM Financial Group 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076 ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
(800) 353-4449 Lender's profile and map Reviews Mortgage Center 26555 Evergreen Road, Suite 900, Southfield, MI, 48076 Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
(248) 520-7504 Lender's profile and map Reviews Modern Mortgage LLC 930 Seyburn Avenue, Waterford, MI, 48327 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.