In the year 2025, within the limits of Shavano-Park, Bexar, TX, the USDA loan ceiling is $322,900, whereas the FHA limit for a single-family home is $403,650.
Utilize Lendersa®'s USDA loan calculator to differentiate today's prime USDA vs. FHA rates. This tool helps in determining the requisite income, credit, reserves, and documents for qualification. The advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial goals in
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| Loan Category | Maximum | Down Payment Percentage |
| USDA | $322,900 | 0% |
| FHA | $403,650 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The purpose of Lendersa® is to quickly provide you with the finest USDA or FHA loans without complications. Choose among three starting points to find connections with lenders and USDA loan options.
A USDA loan, also known as a USDA rural development loan or USDA mortgage, is backed by the governmental Department of Agriculture and serves rural areas exclusively. Unlike FHA loans, which require a minimum of a 3.5% down payment, USDA loans eliminate the need for any initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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