USDA Vs. FHA Pro and Con comparison in Shavano-Park, Bexar County, TX
In the year 2026, within the limits of Shavano-Park, Bexar, TX, the USDA loan ceiling is $322,900, whereas the FHA limit for a single-family home is $403,650.
Utilize Lendersa®'s USDA loan calculator to differentiate today's prime USDA vs. FHA rates. This tool helps in determining the requisite income, credit, reserves, and documents for qualification. The advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial goals in .
2026 Loan Limits & Downpayment Requirements in Shavano-Park, Bexar, TX
Loan Category
Maximum
Down Payment Percentage
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Shavano-Park, TX
The purpose of Lendersa® is to quickly provide you with the finest USDA or FHA loans without complications. Choose among three starting points to find connections with lenders and USDA loan options.
A USDA loan, also known as a USDA rural development loan or USDA mortgage, is backed by the governmental Department of Agriculture and serves rural areas exclusively. Unlike FHA loans, which require a minimum of a 3.5% down payment, USDA loans eliminate the need for any initial payment.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Lends in Texas
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
Lends in Texas
South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
Lends in Texas
Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
Lends in Texas
We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
Lends in Texas
Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.
Texas Associations of Professionals Federal Credit Union
9110 IH 10 West, Suite 100, San Antonio, TX, 78230
Lends in Texas
A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
8000 IH 10 West, Suite 600, San Antonio, TX, 78230
Lends in Texas
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
13526 George Rd, Suite 208, San Antonio, TX, 78230
Lends in Texas
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
