USDA Vs. FHA your options comparison in Lacy-Lakeview, McLennan County, TX
In 2025, the USDA loan limit for Lacy-Lakeview, in the county of McLennan, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze the best current rates for USDA versus FHA loans, and determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is best suited for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Lacy-Lakeview, county of McLennan, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Lacy-Lakeview, TX
The goal of Lendersa® is to facilitate a swift and hassle-free process in securing the most favorable USDA or FHA loans for you. Begin with one of three options that lead you to matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum of a 3.5% down payment, USDA loans do not require any initial down payment.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
578 East Bay Street, Suite D, Charleston, SC, 29403
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
1072 King Street, Suite D-1, Charleston, SC, 29403
Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication
