USDA Vs. FHA Pro and Con comparison in Hornsby-Bend, Travis County, TX

For 2025, the USDA loan limit within Hornsby-Bend, located in the county of Travis, TX, is set at $333,000. Meanwhile, the FHA limit designated for a single-family home is $416,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates of today. Determine necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, guiding you on the best program in for your specific financial situation.

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2025 Loan Limits and Downpayment Criteria in Hornsby-Bend, County of Travis, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Hornsby-Bend, TX

Lendersa® aims to facilitate your access to the best USDA or FHA loans swiftly and effortlessly. Choose one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in TX

A USDA home loan is a government-backed loan provided by the Department of Agriculture, often referred to as the USDA rural development loan or simply USDA mortgage. It is tailored for rural neighborhoods only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans mandate no down payment, making them more accessible to eligible buyers in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



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