USDA and FHA Pro and Con in Barton-Creek, Travis County, TX

In 2026, the USDA loan limit for Barton-Creek, in the county of Travis, TX, is set at $333,000. For single-family homes, the FHA limit is capped at $416,300.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, helping you ascertain the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator presents a side-by-side analysis of USDA, FHA, Conforming, and VA options, guiding you to identify which plan in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Barton-Creek, County of Travis, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Barton-Creek, TX

The main aim of Lendersa® is to secure for you the most suitable USDA or FHA loan quickly, minimizing hassle. Pick one of three pathways to engage with matched lenders and USDA program options.

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Understanding USDA Loans in TX

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1230 W Washington Street, Marquette, MI, 49855
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  • Range Bank, National Association
  • 100 N. Front St., Marquette, MI, 49855
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    We will be the bank of choice in the communities we serve. We are accountable for our actions.

  • Community Bankers’ Bank
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  • First Bank 1
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    You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho

  • ONE – Federal Credit Union
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  • Capitol Mortgage Group
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  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
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  • FirstFund Mortgage Corp
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  • Thousand Oaks Mortgage
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