USDA Vs. FHA your options comparison in Barton-Creek, Travis County, TX

In 2025, the USDA loan limit for Barton-Creek, in the county of Travis, TX, is set at $333,000. For single-family homes, the FHA limit is capped at $416,300.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, helping you ascertain the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator presents a side-by-side analysis of USDA, FHA, Conforming, and VA options, guiding you to identify which plan in suits your financial needs best.

Examine offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Barton-Creek, County of Travis, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Barton-Creek, TX

The main aim of Lendersa® is to secure for you the most suitable USDA or FHA loan quickly, minimizing hassle. Pick one of three pathways to engage with matched lenders and USDA program options.

Showcase of Lendersa USDA loan request and matches

Understanding USDA Loans in TX

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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