USDA Vs. FHA your options comparison in Shady-Hollow, Travis County, TX
In 2025, within Shady-Hollow, Travis county, TX, the USDA loan limit is $333,000, whereas the FHA limit for a single-family home is $416,300. These figures are essential for prospective homeowners seeking financing in the area, impacting the affordability landscape.
The Lendersa® USDA loan calculator offers an effective tool to compare today’s best rates between USDA and FHA loans. By using this tool, potential borrowers can determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in identifying the best program for your financial situation in . Such comprehensive analysis helps clarify the path towards selecting the ideal loan product that meets your personal and financial needs.
2025 Loan Limits and Downpayment Requirements in Shady-Hollow, Travis County, TX
Loan Type
Loan Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conventional Conforming
$548,250
3%
These limits align with economic factors to support buyers in making informed purchasing choices based on their fiscal capacity and planning. Understanding these elements allows for better decision-making tailored to homeownership goals.
Exploring USDA and FHA Loan Options in Shady-Hollow, TX
The mission at Lendersa® is to efficiently secure the best USDA or FHA loan suited to your needs without complications. Start by selecting one of three curated pathways that ensure a match with potential lenders and USDA loan options aligned with your criteria. These tailored paths simplify the often complex mortgage landscape, providing clear guidance towards the most fitting mortgage solution.
A USDA home loan, known also as a USDA rural development loan or simply USDA mortgage, is backed by the U.S. Department of Agriculture, and is available solely in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment at all. This absence of a down payment offers a distinctive advantage for homebuyers considering rural homeownership, essentially providing a pathway to owning a home with less upfront cost.
The Credit Union of Emporia was formed in 1953 by seven Santa Fe Railroad employees. It was originally called the “Emporia Santa Fe Credit Union”. In 1985, the members voted to change the name to “Credit Union of Emporia” to better reflect the membership, which represents many of the Lyon County employee groups.
The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.
We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
Mobile Educators Credit Union was established in 1954 to provide financial services to faculty & staff of the Mobile County School System. Since 1954 we have grown to more than 9,000 members & expanded our field of membership to include anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
"Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.
We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.
Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.
207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.
O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
