USDA Vs. FHA your options comparison in Shady-Hollow, Travis County, TX
In 2025, within Shady-Hollow, Travis county, TX, the USDA loan limit is $333,000, whereas the FHA limit for a single-family home is $416,300. These figures are essential for prospective homeowners seeking financing in the area, impacting the affordability landscape.
The Lendersa® USDA loan calculator offers an effective tool to compare today’s best rates between USDA and FHA loans. By using this tool, potential borrowers can determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in identifying the best program for your financial situation in . Such comprehensive analysis helps clarify the path towards selecting the ideal loan product that meets your personal and financial needs.
2025 Loan Limits and Downpayment Requirements in Shady-Hollow, Travis County, TX
Loan Type
Loan Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conventional Conforming
$548,250
3%
These limits align with economic factors to support buyers in making informed purchasing choices based on their fiscal capacity and planning. Understanding these elements allows for better decision-making tailored to homeownership goals.
Exploring USDA and FHA Loan Options in Shady-Hollow, TX
The mission at Lendersa® is to efficiently secure the best USDA or FHA loan suited to your needs without complications. Start by selecting one of three curated pathways that ensure a match with potential lenders and USDA loan options aligned with your criteria. These tailored paths simplify the often complex mortgage landscape, providing clear guidance towards the most fitting mortgage solution.
A USDA home loan, known also as a USDA rural development loan or simply USDA mortgage, is backed by the U.S. Department of Agriculture, and is available solely in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment at all. This absence of a down payment offers a distinctive advantage for homebuyers considering rural homeownership, essentially providing a pathway to owning a home with less upfront cost.
Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
At Marin Realty Group we have a "client first philosophy" and love to help people with their real estate needs. If you need a real estate agent in Perris, California then Jose Marin and his team of real estate experts is the answer! We proudly serve the communities of Perris, Menifee, Riverside and Moreno Valley from our office
U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties. Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
ProServ Mortgage is owned and operated by Eric Carlson. Our mission is to provide excellent service to our customers along with great home loan interest rates. Eric has been in the mortgage business since 1993 and has extensive experience with many types of home loan products. ProServ Mortgage is able to offer clients.
As private lenders and investors, we focus on both new and experienced investors. We actively engage in the deals you present, offering free analytical consultations to assess their potential. This ensures high-yielding investment opportunities for future investors. We invite you to share your deals and visions with us—our goal is to help you build
Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members' financial needs and goals. This name change will also allow a chance to reassert our priorities.
1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.