USDA and FHA Pro and Con in Manor, Travis County, TX
In 2026, the USDA loan limit in Manor, located in Travis, TX, is $386,400. For FHA, the limit for a single-family home is $571,550.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates and assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in best suits your financial requirements.
2026 Loan Limits and Downpayment Requirements in Manor, Travis, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Manor, TX
Lendersa® aims to connect you with the ideal USDA or FHA loan efficiently and smoothly. Choose one of three starting routes to engage with lenders and explore suitable USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.
We've been serving Central Texas since 1900; that experience is what sets Citizens National Bank apart. We know & are active in each of the communities we serve. That makes us better able to meet your banking needs.Because we know our customers, we can deliver many of the same accounts & benefits as larger banks but with a personal touch they can't
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
We are a financial institution devoted to offering high level of service, great rates, & affordable financial products and services. In comparison to banks, we're like a breath of fresh air because we're truly focused on you & what's in your best interest. We are a member-driven, not-for-profit financial institution that returns any earnings back.
Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.
Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.
11920 Alterra Parkway, Suite 136, Austin, TX, 78758
Lends in Texas
Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person.
Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
2800 Esperanza Crossing, Building 2, Austin, TX, 78758
Lends in Texas
Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
