USDA Vs. FHA Pro and Con comparison in Manor, Travis County, TX

In 2025, USDA loan limit in Manor, county of Travis, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Manor, county of Travis, TX

Loan Type Loan Limit Down payment
USDA $386,400 0%
FHA $571,550 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Manor, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Unified Mortgage Corporation
  • 950 S Cherry St, Suite 916, Denver, CO, 80246
  • Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
  • GR Financial
  • 650 South Cherry Street, Suite 1400, Denver, CO, 80246
  • GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
  • LendingCorpcom Inc
  • 4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246
  • "We compare wholesale mortgage rates to obtain the best Colorado loan for you. Mortgage costs can vary by thousands of dollars for the same loan product. We make it easy to find the right mortgage since 1999. Please request a quote if you are shopping for a Colorado mortgage. Our process is fast and paperless!"
  • Industry Home Mortgage
  • 720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
  • At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Gibbs Aluminum Federal Credit Union
  • 3093 Ohio Drive, Henderson, KY, 42420
  • Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
  • Field & Main Bank
  • 140 North Main Street, Henderson, KY, 42420
  • At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you. We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • Denver Mortgage Pros
  • 1633 Eudora St, Denver, CO, 80220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.