USDA VS FHA in Huntsville, Walker County, TX

In 2025, the USDA loan limit for Huntsville, within Walker county, TX, stands at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

With Lendersa® USDA loan calculator, compare today’s top USDA versus FHA rates to determine the income, credit, reserves, and document requirements needed for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options alongside each other, assisting you in selecting the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Huntsville, County of Walker, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Considering USDA and FHA Loan Options in Huntsville, TX

The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Begin your journey with one of three starting points to connect with lenders and delve into USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

A USDA home loan is backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
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  • Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers'​ lives and specific needs, in a dynamic and positive way.
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  • Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
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