USDA Loan Vs. FHA loan for Huntsville, TX 2026

In 2026, the USDA loan limit for Huntsville, within Walker county, TX, stands at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

With Lendersa® USDA loan calculator, compare today’s top USDA versus FHA rates to determine the income, credit, reserves, and document requirements needed for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options alongside each other, assisting you in selecting the most suitable program for your financial situation in .

Considering USDA and FHA Loan Options in Huntsville, TX

The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Begin your journey with one of three starting points to connect with lenders and delve into USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

A USDA home loan is backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage needs no down payment.

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(714) 352-0808 Lender's profile and map Reviews The Home Loan Source 24001 Calle Magdalena, Suite 3950, Laguna Hills, CA, 92654 The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
(585) 454-3450 Lender's profile and map Reviews The Upstate National Bank 150 State Street, Suite 320, Rochester, NY, 14614 The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
(585) 360-4171 Lender's profile and map Reviews Powers Funding Group 16 West Main Street, Rochester, NY, 14614 Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
(856) 690-9100 Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
(856) 696-2525 Lender's profile and map Reviews Bay Atlantic Federal Credit Union 101 West Elmer Road, Vineland, NJ, 08360 BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
(610) 668-0168 Lender's profile and map Reviews Rock Hill Financial LLC 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072 In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.
(484) 655-6900 Lender's profile and map Reviews APCI Federal Credit Union 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106 APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience. As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
(610) 821-2403 Lender's profile and map Reviews First Commonwealth Federal Credit Union 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106 First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
(610) 351-0428 Lender's profile and map Reviews Traditional Mortgage LLC 682 N. Brookside Road, Suite 101, Allentown, PA, 18106 Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(585) 271-2400 Lender's profile and map Reviews Tompkins Lending 115 Liberty Pole Way, Rochester, NY, 14604 Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.