USDA Vs. FHA Pro and Con comparison in Huntsville, Walker County, TX
In 2026, the USDA loan limit for Huntsville, within Walker county, TX, stands at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
With Lendersa® USDA loan calculator, compare today’s top USDA versus FHA rates to determine the income, credit, reserves, and document requirements needed for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options alongside each other, assisting you in selecting the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Huntsville, County of Walker, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Considering USDA and FHA Loan Options in Huntsville, TX
The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Begin your journey with one of three starting points to connect with lenders and delve into USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage needs no down payment.
WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs
We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
Lends in Texas
Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.
3210 N. Frazier Street, Suite A, Conroe, TX, 77303
Lends in Texas
As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.
First State Bank of Bedias is an independent community bank serving Grimes County, Texas and surrounding counties. First State Bank of Bedias proudly celebrated 110 years of continuous operation during 2017 and remains one of the few locally owned and managed financial institutions in the area.
