USDA VS FHA in Trinity, Trinity County, TX

For 2025, the USDA loan limit in Trinity, located in Trinity county, TX, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and paperwork needed to qualify. This sophisticated calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Details in Trinity, Trinity, TX

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Trinity, TX

The goal of Lendersa® is to quickly deliver the best USDA or FHA loan solutions to you. Choose from three starting options that connect with matching lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in TX

The USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The mission of a credit union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
  • The First National Bank of Dozier
  • 7825 South Main Street, Dozier, AL, 36028
  • The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
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  • 16601 County Road 150, Courtland, AL, 35618
  • Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.
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  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
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  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
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  • L & N Credit Union
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  • Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
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  • ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
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