USDA Vs. FHA your options comparison in Trinity, Trinity County, TX

For 2025, the USDA loan limit in Trinity, located in Trinity county, TX, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and paperwork needed to qualify. This sophisticated calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Details in Trinity, Trinity, TX

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Trinity, TX

The goal of Lendersa® is to quickly deliver the best USDA or FHA loan solutions to you. Choose from three starting options that connect with matching lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in TX

The USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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