USDA Loan Vs. FHA loan for Pinehurst, TX [Montgomery County Rates 2023]

In 2025, USDA loan limit in Pinehurst, county of Montgomery, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pinehurst, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(415) 710-7364 1620 miles Lender's profile and map Reviews CMG Realty 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901 Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
(415) 464-8299 1620 miles Lender's profile and map Reviews Equitable Mortgage Group 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901 Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
(510) 508-9548 1620 miles Lender's profile and map Reviews Atalanta Financial 711 Grand Ave, Suite 265, San Rafael, CA, 94901 Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
(800) 371-4545 1620 miles Lender's profile and map Reviews All California Mortgage 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901 "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
(415) 288-9575 1620 miles Lender's profile and map Reviews Capital Alliance Investments, Inc 1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901 Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.
(415) 355-4121 1620 miles Lender's profile and map Reviews Searchlight Lending 1300 Fourth Street, San Rafael, CA, 94901 Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
(415) 925-5252 1620 miles Lender's profile and map Reviews ACM Investor Services Inc 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901 ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
(800) 370-3196 1621 miles Lender's profile and map Reviews Passumpsic Savings Bank 497 Railroad Street, Saint Johnsbury, VT, 05819 Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
(802) 748-2288 1621 miles Lender's profile and map Reviews Northern Lights Credit Union 1004 Memorial Drive, Saint Johnsbury, VT, 05819 Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
(208) 245-4231 1621 miles Lender's profile and map Reviews St. Joe Valley Credit Union 129 S 9th Street, Saint Maries, ID, 83861 This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
(415) 389-7373 1622 miles Lender's profile and map Reviews Redwood Trust Inc One Belvedere Place, Suite 300, Mill Valley, CA, 94941 Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.