For 2026, the USDA loan limit in Magnolia within Montgomery county, TX, is set at $336,500, while the FHA limit for a single-family home amounts to $472,030.
Utilize the Lendersa® USDA loan calculator to gauge today's most competitive USDA and FHA rates. It helps ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the best plan for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loan, quickly and effortlessly. Begin by choosing one of three starting points that facilitate a match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, mandating a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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