In the year 2025, the USDA loan limit in Justin, located within Denton county, TX, is set at $360,600. Conversely, the FHA limit for a single-family residence is $531,300. Understanding these loan limits is crucial for prospective homeowners navigating financial options within these specific areas, as they define the maximum affordable financing, guiding decisions on which properties are financially viable.
Utilize the Lendersa® USDA loan calculator to effectively compare today's optimal USDA versus FHA rates. This tool assists you in determining the required income, creditworthiness, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you have the ability to evaluate USDA, FHA, Conforming, and VA loans side by side, which aids you in deciding which program in best aligns with your personal financial circumstances. Such comprehensive insights empower you to make well-informed decisions tailored to your financial objectives.
2025 Loan Limits and Downpayment Requirements in Justin, Denton County, TX
Loan Type
Loan Limit
Required Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
These established limits reflect economic guidelines and regulatory policy, which aim to aid buyers in making informed financial decisions aligning with their long-term homeownership plans.
Discovering USDA and FHA Loan Opportunities in Justin, TX
The primary mission of Lendersa® is to streamline the process of connecting you to the most suitable USDA or FHA loan, ensuring efficient and hassle-free navigation. Begin by choosing one of three predefined pathways tailored to adequately match your profile with compatible lenders and USDA loan options. These curated pathways simplify the potentially intricate mortgage arena, offering well-defined steps toward attaining an ideal mortgage target which suits your strategic financial planning.
A USDA home loan, often referred to simply as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. This type of loan is specifically intended for properties located in rural areas and does not necessitate a down payment, unlike FHA loans that mandate a minimum 3.5% down payment. This zero down payment feature makes USDA loans particularly enticing to homebuyers in rural locales, significantly lowering the entry threshold to property ownership and empowering more individuals to transition to homeownership with reduced upfront costs.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle.
We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
