USDA Loan Vs. FHA loan for Justin, TX [Denton County ]

In 2025, USDA loan limit in Justin, county of Denton, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Justin, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 234-7817 Lender's profile and map Reviews Area Educational Credit Union 812 Charleston Avenue, Mattoon, IL, 61938 The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
(877) 888-5629 Lender's profile and map Reviews First Mid 1515 Charleston Ave, Mattoon, IL, 61938 First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
(970) 377-0753 Lender's profile and map Reviews Service First Financial LLC 3098 Majestic View Drive, Timnath, CO, 80547 At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
(309) 358-1415 Lender's profile and map Reviews Bank of Yates City 107 E Main Street, Yates City, IL, 61572 The Bank of Yates City is an independent, full service bank serving consumers, small business, and agricultural customers. We will promote and invest in the well-being of the community. We have a commitment to delivering the highest quality products and services to our customer base and are dedicated to accommodating the growing demand.
(217) 648-2315 Lender's profile and map Reviews The Atlanta National Bank 105 SW Church St, Atlanta, IL, 61723 The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
(970) 206-1160 Lender's profile and map Reviews Bank of Colorado 1609 E Harmony Rd, Fort Collins, CO, 80525 Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
(970) 541-1222 Lender's profile and map Reviews Summit Home Mortgage, LLC 375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525 Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals. Since your home is likely to be one of your largest assets, and your mortgage your largest debt
(970) 232-3990 Lender's profile and map Reviews Integrity Lending Solutions Inc 149 West Harvard Street, Suite 302, Fort Collins, CO, 80525 Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
(217) 795-2331 Lender's profile and map Reviews The Gerber State Bank 110 East Elm Street, Argenta, IL, 62501 The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
(309) 582-2005 Lender's profile and map Reviews Mercer Credit Union 100 SE 3rd Street, Aledo, IL, 61231 Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(270) 796-8500 Lender's profile and map Reviews Service One Credit Union 1609 Campbell Ln, Bowling Green, KY, 42104 Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.