USDA Vs. FHA Pro and Con comparison in Roanoke, Denton County, TX

In 2026, the loan limit for USDA in Roanoke, Denton county, TX, is $360,600. For FHA, the limit for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to weigh today's optimal USDA against FHA rates and ensure you understand the needed income, creditworthiness, reserves, and documents for qualification. Our innovative mortgage calculator allows you to examine USDA, FHA, Conforming, and VA side by side, aiding you in selecting the best program available in to suit your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Roanoke, Denton County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Roanoke, TX

Lendersa® aims to secure for you the most favorable USDA or FHA loan swiftly and effortlessly. Choose among three different paths that help connect you with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is designed solely for rural regions. Different from FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.

  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
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  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
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  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.

    That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative

  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
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  • American Pacific Mortgage
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  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif

  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.

  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
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    The credit union serves multiple member groups, but primarily serves fabricated metals employees.