In 2025, the loan limit for USDA in Roanoke, Denton county, TX, is $360,600. For FHA, the limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to weigh today's optimal USDA against FHA rates and ensure you understand the needed income, creditworthiness, reserves, and documents for qualification. Our innovative mortgage calculator allows you to examine USDA, FHA, Conforming, and VA side by side, aiding you in selecting the best program available in to suit your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Roanoke, Denton County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Roanoke, TX
Lendersa® aims to secure for you the most favorable USDA or FHA loan swiftly and effortlessly. Choose among three different paths that help connect you with lenders and USDA loan options.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is designed solely for rural regions. Different from FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school, or worships in Gaston or Cleveland County,
Intercity State Bank is an independent community bank where we approach things differently. We have been serving Schofield & the surrounding areas for 60 years.Originally chartered in the 1952, Intercity has continued to provide the best personal attention to the needs of the citizens & local business community through the changing decades.
Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
