In 2025, the loan limit for USDA in Roanoke, Denton county, TX, is $360,600. For FHA, the limit for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to weigh today's optimal USDA against FHA rates and ensure you understand the needed income, creditworthiness, reserves, and documents for qualification. Our innovative mortgage calculator allows you to examine USDA, FHA, Conforming, and VA side by side, aiding you in selecting the best program available in to suit your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Roanoke, Denton County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Roanoke, TX
Lendersa® aims to secure for you the most favorable USDA or FHA loan swiftly and effortlessly. Choose among three different paths that help connect you with lenders and USDA loan options.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is designed solely for rural regions. Different from FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
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