USDA and FHA Pro and Con in La-Paloma, Cameron County, TX
In 2025, the USDA loan limit applicable in La-Paloma, within Cameron in TX, stands at $285,000, while the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in La-Paloma, Cameron, TX
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in La-Paloma, TX
Lendersa® aims to quickly secure for you the best USDA or FHA loan with no hassle. Choose one of three starting strategies that connect you with matched lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.
Michael Zipfel, the founder and President of Zipfel Mortgage Group
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
Bank of Wolcott has been proudly serving local communities with the knowledge, experience, and financial resources to assist our customers in meeting their financial goals and objectives. Today, just as when we opened our doors in 1944, Bank of Wolcott is an independently owned community bank making decisions.
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday.
In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900
Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts
It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
