For 2025, the USDA loan cap in Harlingen, located in the county of Cameron, TX, stands at $336,500. In contrast, for a single-family dwelling, the FHA cap is set at $472,030.
Try Lendersa® USDA loan calculator today, which enables you to contrast current USDA and FHA rates, and assess the needed income, credit, reserves, and documentation for qualification. Our mortgage calculator allows for a comparison of USDA, FHA, Conforming, and VA loans to guide your choice for the most suitable program in based on your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Harlingen, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Harlingen, TX
Lendersa® is dedicated to swiftly managing your USDA or FHA loan with minimal inconvenience. Choose from three pathways to match lenders offering USDA loan options.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA Rural Development loan, is specifically for rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA mortgages require no down payment at all.
As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.
By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent
Bank of Dixon County We have one goal and that is to help you be financially successful. Our approach to business and community banking is simple. We can not be successful if our customers are not successful. Yes, that is different than many financial institutions. But we have been here since 1881, and we plan to serve.
SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.
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Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"
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2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
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