USDA Vs. FHA your options comparison in Harlingen, Cameron County, TX
For 2026, the USDA loan cap in Harlingen, located in the county of Cameron, TX, stands at $336,500. In contrast, for a single-family dwelling, the FHA cap is set at $472,030.
Try Lendersa® USDA loan calculator today, which enables you to contrast current USDA and FHA rates, and assess the needed income, credit, reserves, and documentation for qualification. Our mortgage calculator allows for a comparison of USDA, FHA, Conforming, and VA loans to guide your choice for the most suitable program in based on your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Harlingen, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Harlingen, TX
Lendersa® is dedicated to swiftly managing your USDA or FHA loan with minimal inconvenience. Choose from three pathways to match lenders offering USDA loan options.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA Rural Development loan, is specifically for rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned
1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.
We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown
445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.
We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
1008 West Avenue M-4, Suite H, Palmdale, CA, 93551
At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
2425 Colorado Ave, Suite B119, Santa Monica, CA, 90404
First Entertainment Credit Union is the financial ally for the creators of entertainment, those that support them, and the Los Angeles County community. We are a member-owned not-for-profit financial institution, and we pass along our profits to our members in the form of competitive rates and lower fees. It’s a pretty simple concept
California Lithuanian Credit Union (CLCU) was founded in 1969 in Santa Monica, California, to offer financial services to the Lithuanian American community. Since then, the credit union has grown into a full service banking institution. We provide savings, checking and business accounts, debit cards, real estate, auto and personal loans and more.
Broadway Capital Partners is located in Santa Monica, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. We founded Broadway Capital Partners in 2012 in response to significant challenges in real estate Finance Market, and the need for a relationship driven platform dedicated to servicing our clients.
2812 Santa Monica Boulevard, Suite 202, Santa Monica, CA, 90404
Commonwealth Bancorp, where we specialize in residential mortgages. At Commonwealth Bancorp, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
