For 2025, the USDA loan cap in Harlingen, located in the county of Cameron, TX, stands at $336,500. In contrast, for a single-family dwelling, the FHA cap is set at $472,030.
Try Lendersa® USDA loan calculator today, which enables you to contrast current USDA and FHA rates, and assess the needed income, credit, reserves, and documentation for qualification. Our mortgage calculator allows for a comparison of USDA, FHA, Conforming, and VA loans to guide your choice for the most suitable program in based on your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Harlingen, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Harlingen, TX
Lendersa® is dedicated to swiftly managing your USDA or FHA loan with minimal inconvenience. Choose from three pathways to match lenders offering USDA loan options.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA Rural Development loan, is specifically for rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.
Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
Vermilion Bank supports its community in many ways with many of our staff members actively involved in local civic organizations. We have loaned more of our assets to the community and surrounding area than any local bank in Kaplan. We provide top quality service to our customers at a reasonable price
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties.
The credit union was chartered on November 7th, 1951 with an original field of membership.
Beauregard Federal Savings Bank originally opened its doors for business as Beauregard Homestead Association in April of 1948. Our original building was located at 120 Jefferson Street in DeRidder, Louisiana. The original founders included Dr. J.D. Frazar, H.H. Pye, Cecil R. Middleton, Stuart S. Kay, and L.C. Lee.
First Street Federal Credit Union (formerly known as Boise Southern Employees FCU) has been open since 1970. The credit union has assets totaling $50.33 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
