USDA Vs. FHA Pro and Con comparison in Laureles, Cameron County, TX
In 2025, the USDA loan threshold in Laureles, county of Cameron, TX is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documentation required for approval. Our sophisticated mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to determine which program suits your financial profile best in .
2025 Loan Limits and Downpayment Requirements in Laureles, Cameron County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laureles, TX
Lendersa® is committed to helping you secure the finest USDA or FHA loan quickly and without hassle. Begin by selecting one of three pathways that align you with lenders and available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
600 S Maestri Place, Room 801, New Orleans, LA, 70130
The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members.
In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
New Orleans Port Commission Employees Credit Union
1350 Port of New Orleans Place, New Orleans, LA, 70130
New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
