USDA Vs. FHA Pro and Con comparison in Laureles, Cameron County, TX
In 2025, the USDA loan threshold in Laureles, county of Cameron, TX is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documentation required for approval. Our sophisticated mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to determine which program suits your financial profile best in .
2025 Loan Limits and Downpayment Requirements in Laureles, Cameron County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laureles, TX
Lendersa® is committed to helping you secure the finest USDA or FHA loan quickly and without hassle. Begin by selecting one of three pathways that align you with lenders and available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
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