USDA Vs. FHA your options comparison in Laureles, Cameron County, TX
In 2026, the USDA loan threshold in Laureles, county of Cameron, TX is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documentation required for approval. Our sophisticated mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to determine which program suits your financial profile best in .
2026 Loan Limits and Downpayment Requirements in Laureles, Cameron County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laureles, TX
Lendersa® is committed to helping you secure the finest USDA or FHA loan quickly and without hassle. Begin by selecting one of three pathways that align you with lenders and available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
642 East Washington Street, Brownsville, TX, 78520
Lends in Texas
Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.
2019 South 77 Sunshine Strip, Harlingen, TX, 78550
Lends in Texas
The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
30 Providencia Court, Suite 4M, Brownsville, TX, 78526
Lends in Texas
Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
Lends in Texas
"GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.
We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.
