FHA Vs. USDA loan program for Primera, Cameron County, Texas

In the year 2026, the maximum USDA loan available in Primera, located in Cameron county of TX, is set at $336,500. For a single-family residence, the FHA loan limit is specified at $472,030.

If you're looking to compare the best current rates of USDA versus FHA loans, try using the Lendersa® USDA loan calculator. This tool evaluates not only the top interest rates but also helps in determining the required income, credit qualifications, financial reserves, and the necessary documentation for loan eligibility. With our advanced mortgage calculator, you can conveniently analyze USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison is invaluable in choosing the most suitable program for your unique financial circumstances, especially in a location like Alabama.

Diverse USDA and FHA Loan Options Available in Primera, TX

The main objective of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without any hassle. We offer three strategic starting points that help align you with the most compatible lenders and USDA loan programs.

Loan Type	Loan Limit	Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

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An In-Depth Look at USDA Loans in TX

A USDA home loan is a mortgage guaranteed by the United States government through the Department of Agriculture. It is also known as a USDA rural development loan, or simply a USDA mortgage, and is exclusively available for home purchases in designated rural areas. Unlike the FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans are unique as they require no down payment at all. This particular feature makes them especially attractive to potential homebuyers in qualifying rural neighborhoods who are looking to minimize upfront costs.

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(614) 836-0100 Lender's profile and map Reviews First Service Federal Credit Union 100 Main St, Groveport, OH, 43125 "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
(608) 781-5040 Lender's profile and map Reviews La Crosse Burlington Credit Union 1735 Credit Union Court, La Crosse, WI, 54603 La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(800) 923-7280 Lender's profile and map Reviews Marine Credit Union 811 Monitor Street, La Crosse, WI, 54603 Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
(910) 483-0516 Lender's profile and map Reviews Sweetwater Capital 1019 Hay Street, Fayetteville, NC, 28305 Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience. Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.
(910) 500-6170 Lender's profile and map Reviews AAFMAA Mortgage Services LLC 639 Executive Place, Suite 203, Fayetteville, NC, 28305 AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
(414) 425-5555 Lender's profile and map Reviews Corporate Central Credit Union 6262 South Lowell Place, Muskego, WI, 53150 Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
(262) 679-8500 Lender's profile and map Reviews A+ Mortgage Services, Inc. W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150 A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
(614) 221-3233 Lender's profile and map Reviews Telhio Credit Union 96 North Fourth Street, Columbus, OH, 43215 Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.