USDA Loan Vs. FHA loan for Primera, TX 2025

In the year 2025, the maximum USDA loan available in Primera, located in Cameron county of TX, is set at $336,500. For a single-family residence, the FHA loan limit is specified at $472,030.

If you're looking to compare the best current rates of USDA versus FHA loans, try using the Lendersa® USDA loan calculator. This tool evaluates not only the top interest rates but also helps in determining the required income, credit qualifications, financial reserves, and the necessary documentation for loan eligibility. With our advanced mortgage calculator, you can conveniently analyze USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison is invaluable in choosing the most suitable program for your unique financial circumstances, especially in a location like Alabama.

Diverse USDA and FHA Loan Options Available in Primera, TX

The main objective of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without any hassle. We offer three strategic starting points that help align you with the most compatible lenders and USDA loan programs.

Loan Type	Loan Limit	Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

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An In-Depth Look at USDA Loans in TX

A USDA home loan is a mortgage guaranteed by the United States government through the Department of Agriculture. It is also known as a USDA rural development loan, or simply a USDA mortgage, and is exclusively available for home purchases in designated rural areas. Unlike the FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans are unique as they require no down payment at all. This particular feature makes them especially attractive to potential homebuyers in qualifying rural neighborhoods who are looking to minimize upfront costs.

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(855) 818-2800 Lender's profile and map Reviews First Lending 4888 Dexter Drive, Suite 100, Plano, TX, 75093 We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers
(972) 525-4777 Lender's profile and map Reviews Wildcat Lending 4800 Dexter Dr, Plano, TX, 75093 Wildcat Lending is a leading private money lender also known as a hard money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential investment properties. Wildcat Lending offers real estate financing that avoids the time-consuming process and requirements of conventional lenders.
(972) 989-1277 Lender's profile and map Reviews Nortex Mortgage CO. 1820 Preston Park Blvd, Plano, TX, 75093 The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
(214) 412-9118 Lender's profile and map Reviews WILLOW BEND MORTGAGE COMPANY, LLC 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093 We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
(214) 425-0589 Lender's profile and map Reviews Great Western Financial Services, Inc 5408 W. Plano Parkway, Plano, TX, 75093 Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
(972) 964-5100 Lender's profile and map Reviews Almega Mortgage 2301 Ohio Drive, Ste 138, Plano, TX, 75093 Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
(318) 445-2866 Lender's profile and map Reviews Rapides Federal Credit Union 612 Broadway Avenue, Alexandria, LA, 71302 Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.
(940) 549-2040 Lender's profile and map Reviews Ciera Bank 623 Elm Street, Graham, TX, 76450 Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.