In the year 2025, the maximum USDA loan available in Primera, located in Cameron county of TX, is set at $336,500. For a single-family residence, the FHA loan limit is specified at $472,030.
If you're looking to compare the best current rates of USDA versus FHA loans, try using the Lendersa® USDA loan calculator. This tool evaluates not only the top interest rates but also helps in determining the required income, credit qualifications, financial reserves, and the necessary documentation for loan eligibility. With our advanced mortgage calculator, you can conveniently analyze USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison is invaluable in choosing the most suitable program for your unique financial circumstances, especially in a location like Alabama.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The main objective of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without any hassle. We offer three strategic starting points that help align you with the most compatible lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the United States government through the Department of Agriculture. It is also known as a USDA rural development loan, or simply a USDA mortgage, and is exclusively available for home purchases in designated rural areas. Unlike the FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans are unique as they require no down payment at all. This particular feature makes them especially attractive to potential homebuyers in qualifying rural neighborhoods who are looking to minimize upfront costs.
Enter your location to find out if it qualifies for USDA rural housing loan?
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