USDA Vs. FHA your options comparison in Llano, Llano County, TX

In 2025, the USDA loan limit for Llano within Llano county, TX stands at $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s USDA versus FHA rates and figure out the needed income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the best choice for your financial status in .

Check loan offers from 100 different lenders

2025 Loan Limits and Down Payment Criteria in Llano, Llano County, TX

Loan Category Limit Minimum Down
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Llano, TX

At Lendersa®, our mission is to connect you efficiently with the best USDA or FHA loans. Pick one of three avenues that lead you to compatible lenders and USDA loan offerings.

Lendersa USDA loan request and results

Understanding the USDA Loan in TX

A USDA home loan, or rural development loan, is a government-backed mortgage by the Department of Agriculture, available exclusively in rural neighborhoods. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Front Range Lending LLC
  • 10501 Sierra Ridge Drive, Parker, CO, 80134
  • Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Rocky Top Lending
  • 10940 South Parker Road, Suite 223, Parker, CO, 80134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Samurai Capital Mortgage LLC
  • 6111 Ponderosa Way, Parker, CO, 80134
  • Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
  • Colorado Mortgage Connect
  • 11231 Jordan Court, Parker, CO, 80134
  • We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.
  • Core Value Lending
  • 17011 Lincoln Ave, Suite 606, Parker, CO, 80134
  • Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.
  • Henderson State Bank
  • 1040 North Main Street, Henderson, NE, 68371
  • Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
  • Bank of Walker County
  • 607 Highway 78E, Jasper, AL, 35502
  • Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
  • Lauderdale County Teachers Credit Union
  • 103 Magnum Street, Florence, AL, 35630
  • Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
  • Florence Federal Credit Union
  • 1505 North Pine St, Florence, AL, 35630
  • In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
  • The Missouri Bank
  • 104 North Hwy 47, Warrenton, MO, 63383
  • The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.