USDA Vs. FHA Pro and Con comparison in Llano, Llano County, TX

In 2026, the USDA loan limit for Llano within Llano county, TX stands at $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s USDA versus FHA rates and figure out the needed income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the best choice for your financial status in .

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2026 Loan Limits and Down Payment Criteria in Llano, Llano County, TX

Loan Category Limit Minimum Down
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Llano, TX

At Lendersa®, our mission is to connect you efficiently with the best USDA or FHA loans. Pick one of three avenues that lead you to compatible lenders and USDA loan offerings.

Lendersa USDA loan request and results

Understanding the USDA Loan in TX

A USDA home loan, or rural development loan, is a government-backed mortgage by the Department of Agriculture, available exclusively in rural neighborhoods. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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