USDA VS FHA in San-Saba, San Saba County, TX

For 2025, the USDA loan cap in San-Saba, nestled in the county of San Saba, TX, is defined as $285,000. Meanwhile, the FHA limit for a single-family home is placed at $356,362.

Take advantage of Lendersa®'s USDA loan calculator to compare the optimal USDA versus FHA rates of today. The tool aids in determining the income, credit, reserves, and necessary documentation for eligibility. Utilize our advanced mortgage calculator to see USDA, FHA, Conforming, and VA packages side by side, assisting you in selecting the program best suited to your financial needs within Alabama.

Examine loan offers from an extensive selection of 100 lenders

2025 Loan Caps and Down Payment Requirements in San-Saba, San Saba, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in San-Saba, TX

The objective of Lendersa® is to promptly connect you with the best USDA or FHA loans, free of complexity. Opt for one of three initial approaches to match with lenders and USDA loan plans tailored to your needs.

Outcomes of Lendersa USDA loan request processes and matches

Unveiling the USDA Loan in TX

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, exclusive to rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment, enhancing its accessibility for many.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
  • PEOPLES BANK OF MIDDLE TENNESSEE
  • 1122 North Main Street, Shelbyville, TN, 37160
  • Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Through working with Union Home Mortgage, a Direct Lender,"
  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
  • Blue Brick Financial LLC
  • 4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
  • We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.
  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.