USDA Vs. FHA Pro and Con comparison in San-Saba, San Saba County, TX
For 2026, the USDA loan cap in San-Saba, nestled in the county of San Saba, TX, is defined as $285,000. Meanwhile, the FHA limit for a single-family home is placed at $356,362.
Take advantage of Lendersa®'s USDA loan calculator to compare the optimal USDA versus FHA rates of today. The tool aids in determining the income, credit, reserves, and necessary documentation for eligibility. Utilize our advanced mortgage calculator to see USDA, FHA, Conforming, and VA packages side by side, assisting you in selecting the program best suited to your financial needs within Alabama.
2026 Loan Caps and Down Payment Requirements in San-Saba, San Saba, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in San-Saba, TX
The objective of Lendersa® is to promptly connect you with the best USDA or FHA loans, free of complexity. Opt for one of three initial approaches to match with lenders and USDA loan plans tailored to your needs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, exclusive to rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment, enhancing its accessibility for many.
Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing
Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.
Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
