USDA and FHA Pro and Con in San-Saba, San Saba County, TX

For 2025, the USDA loan cap in San-Saba, nestled in the county of San Saba, TX, is defined as $285,000. Meanwhile, the FHA limit for a single-family home is placed at $356,362.

Take advantage of Lendersa®'s USDA loan calculator to compare the optimal USDA versus FHA rates of today. The tool aids in determining the income, credit, reserves, and necessary documentation for eligibility. Utilize our advanced mortgage calculator to see USDA, FHA, Conforming, and VA packages side by side, assisting you in selecting the program best suited to your financial needs within Alabama.

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2025 Loan Caps and Down Payment Requirements in San-Saba, San Saba, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in San-Saba, TX

The objective of Lendersa® is to promptly connect you with the best USDA or FHA loans, free of complexity. Opt for one of three initial approaches to match with lenders and USDA loan plans tailored to your needs.

Outcomes of Lendersa USDA loan request processes and matches

Unveiling the USDA Loan in TX

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, exclusive to rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment, enhancing its accessibility for many.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
  • The Bank of Vernon
  • 44825 Highway 17, Vernon, AL, 35592
  • Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square. Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
  • First State Bank of the South, Inc.
  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
  • Farmers State Bank
  • 124 E. 3rd St, Cameron, MO, 64429
  • FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
  • First Tri County Bank
  • 105 Main St., Swanton, NE, 68445
  • We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.