USDA Vs. FHA your options comparison in Lumberton, Hardin County, TX
In 2026, the USDA loan limit in Lumberton, situated within Hardin, TX, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to gauge today's top USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side to help decide which program in best fits your particular financial needs.
2026 Loan Limits and Downpayment Requirements in Lumberton, Hardin, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Lumberton, TX
Lendersa® is committed to securing the best USDA or FHA loans for you promptly and effortlessly. Start with one of the three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage. It's exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.
1005 North Glebe Road, Suite 100, Arlington, VA, 22201
Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
837 First Colonial Rd, Suite C, Virginia Beach, VA, 23451
We have built a strong reputation as an outstanding mortgage lender, the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi