USDA and FHA Pro and Con in Lumberton, Hardin County, TX
In 2025, the USDA loan limit in Lumberton, situated within Hardin, TX, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to gauge today's top USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side to help decide which program in best fits your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Lumberton, Hardin, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Lumberton, TX
Lendersa® is committed to securing the best USDA or FHA loans for you promptly and effortlessly. Start with one of the three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage. It's exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
"Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment.
HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
1930 Piggott State Bank opened its banking doors. Since that humble beginning, our bank has grown with the community and our many loyal banking customers.Piggott State Bank is the only bank chartered in Clay County and your banking decisions are made by local bankers We are dedicated to remaining home-owned and home-operated and proud of our strong
1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.
