USDA Loan Vs. FHA loan for Nederland, TX 2025

In 2025, the USDA loan limit in Nederland within the county of Jefferson, TX, is $336,500, while the FHA cap for a single-family home is $472,030.

Employ Lendersa®’s USDA loan calculator to evaluate the leading USDA vs. FHA rates today and understand the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in determining which program in suits your financial needs best.

USDA and FHA Loan Possibilities in Nederland, TX

Lendersa®'s objective is to acquire the most appropriate USDA or FHA loan quickly and effortlessly. Opt for one among three initial pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in TX

A USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, aimed for rural locations exclusively. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA loan mandates none.

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(833) 937-7282 Lender's profile and map Reviews SECURITY BANK AND TRUST COMPANY 210 W Washington St, Paris, TN, 38242 Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
(731) 642-3341 Lender's profile and map Reviews Commercial Bank and Trust Company 920 East Wood St, Paris, TN, 38242 Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
(731) 644-9031 Lender's profile and map Reviews Holley Credit Union 1107 Mineral Wells Ave., Paris, TN, 38242 Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000
(931) 535-3750 Lender's profile and map Reviews Lakeside Credit Union 1008 Broadway, New Johnsonville, TN, 37134 Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(866) 363-2585 Lender's profile and map Reviews First National Bank 206 South First Street, Pulaski, TN, 38478 First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
(620) 488-2211 Lender's profile and map Reviews The Valley State Bank 502 North Merchant Street, Belle Plaine, KS, 67013 The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
(270) 653-4001 Lender's profile and map Reviews Clinton Bank 220 East Clay Street, Clinton, KY, 42031 We are all about the family, and where do we spend our family time, in the home. The American Dream of owning your own home is alive and WELL at Clinton Bank.We provide fixed and variable rate products in maturities up to 30 years. We have products that we service ourselves and those we sell into the secondary market.
(800) 653-4301 Lender's profile and map Reviews First Community Bank of the Heartland, Inc. 114 E. Jackson Street, Clinton, KY, 42031 At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
(620) 223-1600 Lender's profile and map Reviews The City State Bank 1012 Highway 69, Fort Scott, KS, 66701 City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
(806) 684-2231 Lender's profile and map Reviews Kress National Bank PO Box 660, Kress, TX, 79052 Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
(806) 997-4351 Lender's profile and map Reviews Citizens State Bank ANTON TX 224 North Main Street, Anton, TX, 79313 The Citizens State Bank is Texas chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Citizens State Bank is located in Anton, Texas, and was founded in 2007. At this location, Citizens State Bank employs approximately 12 people.