USDA Loan Vs. FHA loan pro & con for Nederland, Jefferson County, TX

In 2025, USDA loan limit in Nederland, county of Jefferson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Nederland, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(510) 339-6060 1699 miles Lender's profile and map Reviews Greater Bay Mortgage Co 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611 Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(833) 596-7439 1699 miles Lender's profile and map Reviews Welcome Home Funding 885 Island Drive, Suite 205, Alameda, CA, 94502 Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
(510) 626-9100 1699 miles Lender's profile and map Reviews Fresh Home Loan Inc 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502 Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
(510) 325-8800 1699 miles Lender's profile and map Reviews California Real Estate Finance 35 Cork Road, Alameda, CA, 94502 California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
(800) 922-5300 1699 miles Lender's profile and map Reviews Megadyne, LLC 240 Masonic Way, Suite 511, Belmont, CA, 94002 Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
(510) 834-1933 1700 miles Lender's profile and map Reviews Metropolitan Bank 250 East 18th Street, Oakland, CA, 94606 Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
(650) 522-7070 1700 miles Lender's profile and map Reviews San Mateo City Employees Federal Credit Union 330 W. 20th Ave, San Mateo, CA, 94403 The San Mateo City Employees Federal Credit Union operates on the foundation of trust and respect for it’s members. This institution was created by employees and continues to serve employees, retirees and their family members with the goal of providing exclusive, lifetime benefits in a convenient manner while maintaining our history.
(650) 212-4010 1700 miles Lender's profile and map Reviews Ascend Mortgage 2555 Flores St, Suite 100, San Mateo, CA, 94403 Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
(650) 823-0180 1700 miles Lender's profile and map Reviews One Mortgage Group 135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403 We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
(650) 242-4079 1700 miles Lender's profile and map Reviews Bay Area Mortgage Alliance 3 37th Ave, Suite 21, San Mateo, CA, 94403 "Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
(800) 785-0263 1701 miles Lender's profile and map Reviews Fraction 2120 University Ave, Berkeley, CA, 94704 Fraction is introducing an innovative digital platform that enables homeowners to partner with Fraction to manage and diversify their home equity in a way that was not previously possible. Fraction's mission is to empower homeowners with socially conscious financial solutions they need to live and age well.