USDA Loan Vs. FHA loan pro & con for Nederland, Jefferson County, TX

In 2025, USDA loan limit in Nederland, county of Jefferson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Nederland, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(253) 761-2929 1930 miles Lender's profile and map Reviews The Patterson Company 3324 N Visscher St, Tacoma, WA, 98407 THE PATTERSON COMPANY REAL ESTATE LENDING, opened its doors for business in June of 1996. The company’s background in financial services includes all aspects of loan origination and mortgage broker services: residential homes (investment and owner occupied properties) custom construction and small commercial lending.
(206) 890-9432 1930 miles Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 1930 miles Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
206 267 2650 1930 miles Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
(425) 828-4600 1930 miles Lender's profile and map Reviews Lakeshore Mortgage Services Inc PO Box 2190, Kirkland, WA, 98083 Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.
(425) 458-7430 1931 miles Lender's profile and map Reviews Halcyon Home Loans 119 Cedar Ave, Snohomish, WA, 98290 Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
(360) 563-9590 1931 miles Lender's profile and map Reviews Snohomish Mortgage Company 1030 Ave D, Suite 7, Snohomish, WA, 98290 Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
(888) 908-3528 1932 miles Lender's profile and map Reviews Northwest Commercial Lending 11411 NE 124th S, Suite 250, Kirkland, WA, 98034 Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
503-747-6775 1932 miles Lender's profile and map Reviews Rain City Capital 12131 113th Ave NE Suite 201, Kirkland, OR, 98034 Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
(787) 769-1496 1932 miles Lender's profile and map Reviews Home Mortgage Bankers Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983 Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico. Our purpose has always been to provide an excellent service with an immediate response.
(206) 622-1850 1932 miles Lender's profile and map Reviews Express Credit Union 1930 6th Avenue South, Suite 104, Seattle, WA, 98134 Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.