In 2025, the USDA loan limit in Nederland within the county of Jefferson, TX, is $336,500, while the FHA cap for a single-family home is $472,030.
Employ Lendersa®’s USDA loan calculator to evaluate the leading USDA vs. FHA rates today and understand the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in determining which program in
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| Loan Type | Limits | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s objective is to acquire the most appropriate USDA or FHA loan quickly and effortlessly. Opt for one among three initial pathways leading to matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, aimed for rural locations exclusively. In contrast to FHA loans requiring at least a 3.5% down payment, the USDA loan mandates none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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