USDA Vs. FHA Pro and Con comparison in Silsbee, Hardin County, TX
As of 2025, the USDA loan ceiling in Silsbee, located in Hardin county, TX, stands at $336,500. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan comparator to evaluate current USDA and FHA top rates, and identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, assisting in choosing the best program in for your unique financial circumstances.
Upcoming 2025 Loan Limits and Down Payment Needs in Silsbee, Hardin county, TX
Loan Category
Maximum Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Silsbee, TX
Our mission at Lendersa® is to secure you the optimal USDA or FHA loan efficiently and seamlessly. Choose from three starting points to align with lenders and USDA loan options.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, USDA loans demand no initial investment.
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