USDA and FHA Pro and Con in Silsbee, Hardin County, TX

In 2025, USDA loan limit in Silsbee, county of Hardin, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Silsbee, county of Hardin, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Silsbee, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Direct Mortgage Banker
  • 1201 La Granda Drive, Thousand Oaks, CA, 91362
  • Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
  • Pacific Oaks Mortgage
  • 3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
  • At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Galaxy Mortgage Corporation
  • 30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
  • Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
  • Mainstreet Mortgage
  • 31351 Via Colinas, Suite 205, Westlake Village, CA, 91362
  • Buying a new home, or refinancing a current mortgage, is among the most significant financial and personal decisions many people make during their entire life. Our commitment is to work together with you, to understand your needs and aspirations, and to find the home financing package that is just right for you—with minimum stress and drama.
  • Planatek Financial Inc.
  • 340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
  • Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.
  • PeachTree Financial Corporation
  • 100 N. Westlake Boulevard, Suite 203, Westlake Village, CA, 91362
  • PEACHTREE FINANCIAL was formed in 1998 and has built a strong reputation as an outstanding boutique mortgage brokerage firm serving the lending needs of individual borrowers, real estate professionals and builders throughout the state of California. We understand the complexities involved in purchasing or refinancing a home or investment property
  • Pacific Financial Mortgage & Real Estate Inc.
  • 3717 East Thousand Oaks Boulevard, Suite 290, Thousand Oaks, CA, 91362
  • Pacific Financial Mortgage and Real Estate Inc We are a full-service home mortgage broker serving clients in Los Angeles, Ventura County, and San Diego, California We love helping families around the country find and buy their ideal home We are a full-service mortgage broker, which means we can find the best loan program and best rate.
  • KNB Capital Inc.
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • KNB Capital Inc. we offer the right assistance for you to help in all of your mortgage needs. Whether you need to refinance your home, consolidate your debt, or would like to buy a new home, we have the expertise to make it easy, fast, and an enjoyable process. and Specialties FHA, VA and more
  • The Ross Group, Inc
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.