USDA Vs. FHA your options comparison in Silsbee, Hardin County, TX

As of 2025, the USDA loan ceiling in Silsbee, located in Hardin county, TX, stands at $336,500. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan comparator to evaluate current USDA and FHA top rates, and identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, assisting in choosing the best program in for your unique financial circumstances.

Explore loan offers from 100 lenders

Upcoming 2025 Loan Limits and Down Payment Needs in Silsbee, Hardin county, TX

Loan Category Maximum Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Silsbee, TX

Our mission at Lendersa® is to secure you the optimal USDA or FHA loan efficiently and seamlessly. Choose from three starting points to align with lenders and USDA loan options.

Lendersa USDA loan request and match results

Understanding USDA Loans in TX

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, USDA loans demand no initial investment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought. We are here to help you create a plan to pay for senior living.
  • Members 1st Credit Union
  • 4702 Mattis Road, Saint Louis, MO, 63128
  • Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
  • SimpliFast Lending
  • 4312 Rainbow Boulevard, Kansas City, KS, 66103
  • SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
  • Peoples Choice Home Loans, LLC
  • 2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
  • Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
  • Shelter Insurance FCU
  • 1817 West Broadway, Columbia, MO, 65218
  • Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"