In the year 2026, the USDA loan limit is set at $336,500 in Beaumont, located within Jefferson County, TX. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA interest rates. You can evaluate the income, credit score, reserves, and necessary documents needed to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide the optimal USDA or FHA loan option quickly and without inconvenience. Opt for one of three starting points that lead to lender matches and appropriate USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA loan demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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