USDA Loan Vs. FHA loan for Beaumont, TX [Jefferson County ]

In the year 2025, the USDA loan limit is set at $336,500 in Beaumont, located within Jefferson County, TX. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA interest rates. You can evaluate the income, credit score, reserves, and necessary documents needed to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your financial needs.

Explore USDA and FHA Loan Options in Beaumont, TX

Lendersa® strives to provide the optimal USDA or FHA loan option quickly and without inconvenience. Opt for one of three starting points that lead to lender matches and appropriate USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA loan demands no down payment at all.

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(405) 230-1328 Lender's profile and map Reviews Focus Federal Credit Union 420 N.E. 10th Street, Oklahoma City, OK, 73104 In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
(405) 308-4208 Lender's profile and map Reviews Progressive Financial Services Corp 424 NE 2nd Street, Oklahoma City, OK, 73104 The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(901) 332-2686 Lender's profile and map Reviews CN/IC Employees Credit Union 2005 Nonconnah Boulevard, Suite 7, Memphis, TN, 38132 CN/IC Employees Credit Union strives to be the lifetime financial partner of our member-owners. CN/IC Employees Credit Union will be distinguished within the industry as a secure and growing organization which owes its success to constant attention to its members’ needs and expectations.
(405) 732-0324 Lender's profile and map Reviews Tinker Federal Credit Union 715 Metropolitan Avenue, Oklahoma City, OK, 73108 Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
(405) 946-2265 Lender's profile and map Reviews Chickasaw Community Bank 909 South Meridian, Oklahoma City, OK, 73108 Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
(405) 601-1920 Lender's profile and map Reviews Max Mortgage 1101 Sovereign Row, Oklahoma City, OK, 73108 The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(405) 235-9332 Lender's profile and map Reviews Kruger Investment Co 105 N Hudson, Suite 200A, Oklahoma City, OK, 73102 Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
(479) 756-8811 Lender's profile and map Reviews United Bank 2600 S Thompson St, Springdale, AR, 72764 United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
(479) 717-1900 Lender's profile and map Reviews Legacy National Bank 4055 W Sunset Ave, Springdale, AR, 72762 Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
(901) 757-7999 Lender's profile and map Reviews FAA Federal Credit Union 3920 Whitebrook Drive, Memphis, TN, 38118 FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
(405) 272-6100 Lender's profile and map Reviews SSMOKE Federal Credit Union 1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103 SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
(405) 605-5626 Lender's profile and map Reviews 605-Loan 105 NW 22nd St, Oklahoma City, OK, 73103 605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.